Compare · 4 funds side by side · dividends reinvested

FDLS, VTI, VUG and VOO

FDLSInspire×VTIVanguard×VUGVanguard×VOOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,543VOO · best of the four

02 / 04

FDLS, VTI, VUG and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.0

Inspire Fidelis Multi Factor ETFUS Stock Styles · Factor0.66%0.87%+14.2%+18.7%+20.0%[…]−10.8%17.4%$243M2.7

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FDLS 2022 · VTI 2001 · VUG 2004 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Inspire Fidelis Multi Factor ETF · $243M[…]

FDLS

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

$10,000 five years ago, dividends reinvested · they hold 2.5% in common

FDLSMeasureVTI

+14.2%Year to dateJan 1 → Nov 9+11.6%

+18.7%1 yearTotal return+13.9%

+20.0%3 years · per year$10,000 became $17,264 · $18,090+21.8%

[…]5 years · per year$10,000 became […] · $16,697+10.8%

0.66%Expense ratio$66 · $3 a year on $10k · lower is better0.03%

0.87%Trailing 12-mo yield$87 · $106 a year on $10k1.06%

−10.8%Worst dropSmaller is better−8.9%

17.4%VolatilityLower is calmer13.9%

FDLSVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5VTI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FDLS vs VTI: Top 5 Holdings

Today

FDLS

6.4%in top 5

VTI

in top 525.0%

FDLSStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

1.3%FLYWnot top 5

1.3%CONnot top 5

1.3%PACSnot top 5

1.3%BEKEnot top 5

1.3%ACIWnot top 5

Held in common2.5%

End-of-day Nov 9, 2026 · share of each fund

FDLS vs VTI Returns, Every Period

InspireFDLS

+18.7%

past year

VTIVanguard

+13.9%

past year

FDLSVTIFaded: behind in that period

2–1FDLS wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Core: FDLS vs VOO

YTD

InspireFDLS

+14.2%

VOOVanguard

+11.3%

+14.2%Year to date+11.3%

−10.8%Worst drop · 1Y−8.9%

17.4%Volatility · 1Y13.7%

0.9%Yield1.1%

$243MAssets$1.00T

3–1VOO wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FDLS, VTI, VUG, VOO

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VUG0.03%$3

VOO0.03%$3

FDLS0.66%$66

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FDLS, VTI, VUG, VOO

1.07%highest, VOO

FundTrailing yieldYield$10k

VOO1.07%$107

VTI1.06%$106

FDLS0.87%$87

VUG0.41%$41

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

VTI$106 − $3 = $103

VUG$41 − $3 = $38

FDLS$87 − $66 = $21

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FDLS, VTI, VUG, VOO

Today

89.0%most shared, VTI and VOO

FDLSVTIVUGVOO

FDLS—2.5%1.8%2.1%

VTI2.5%—52.8%89.0%

VUG1.8%52.8%—58.2%

VOO2.1%89.0%58.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+18.7%FDLS, at 17.4% volatility

VOOWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

FDLSWorst drop−10.8%17.4% vol

VUGWorst drop−15.1%19.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VOOFDLS

+11.3%Year to date+14.2%

1.1%Yield0.9%

+13.6%Past year+18.7%

0.03%Fee0.66%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026