Compare · 3 funds side by side · dividends reinvested

FDLS, VUG and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

FDLS, VUG and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.5

Inspire Fidelis Multi Factor ETFUS Stock Styles · Factor0.66%0.90%+10.3%+12.7%+19.2%[…]−10.8%17.1%$256M2.0

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FDLS 2022 · VUG 2004 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Inspire Fidelis Multi Factor ETF · $256M[…]

FDLS

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested · they hold 1.9% in common

FDLSMeasureSPY

+10.3%Year to dateJan 1 → Nov 6+8.7%

+12.7%1 yearTotal return+9.7%

+19.2%3 years · per year$10,000 became $16,927 · $18,039+21.7%

[…]5 years · per year$10,000 became […] · $17,118+11.3%

0.66%Expense ratio$66 · $9 a year on $10k · lower is better0.09%

0.90%Trailing 12-mo yield$90 · $103 a year on $10k1.03%

−10.8%Worst dropSmaller is better−8.9%

17.1%VolatilityLower is calmer13.6%

FDLSSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5SPY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FDLS vs SPY: Top 5 Holdings

Today

FDLS

6.4%in top 5

SPY

in top 527.8%

FDLSStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

1.3%FLYWnot top 5

1.3%PACSnot top 5

1.3%CONnot top 5

1.3%GCTnot top 5

1.3%BEKEnot top 5

Held in common1.9%

End-of-day Nov 6, 2026 · share of each fund

FDLS vs SPY Returns, Every Period

InspireFDLS

+12.7%

past year

SPYSPDR

+9.7%

past year

FDLSSPYFaded: behind in that period

2–1FDLS wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Core: FDLS vs SPY

YTD

InspireFDLS

+10.3%

SPYSPDR

+8.7%

+10.3%Year to date+8.7%

−10.8%Worst drop · 1Y−8.9%

17.1%Volatility · 1Y13.6%

0.9%Yield1.0%

$256MAssets$819B

3–1SPY wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FDLS, VUG, SPY

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

SPY0.09%$9

FDLS0.66%$66

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FDLS, VUG, SPY

1.03%highest, SPY

FundTrailing yieldYield$10k

SPY1.03%$103

FDLS0.90%$90

VUG0.42%$42

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$94most kept, SPY

SPY$103 − $9 = $94

VUG$42 − $3 = $39

FDLS$90 − $66 = $24

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FDLS, VUG, SPY

Today

54.8%most shared, VUG and SPY

FDLSVUGSPY

FDLS—1.8%1.9%

VUG1.8%—54.8%

SPY1.9%54.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.7%FDLS, at 17.1% volatility

SPYWorst drop−8.9%13.6% vol

FDLSWorst drop−10.8%17.1% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SPYFDLS

+8.7%Year to date+10.3%

1.0%Yield0.9%

+9.7%Past year+12.7%

0.09%Fee0.66%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026