Compare · 3 funds side by side · dividends reinvested

FHLC, VHT and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,157XLF · best of the three

02 / 04

FHLC, VHT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B1.8

Fidelity MSCI Health Care Index ETFSectors · Health care0.08%1.12%+23.4%+32.2%+17.9%+8.3%−10.4%16.1%$3.5B1.9

Vanguard Health Care ETFSectors · Health care0.09%1.31%+23.3%+32.1%+17.9%+8.3%−10.4%16.0%$19.1B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: FHLC 2013 · VHT 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Health Care Index ETF · $3.5B$14,895

FHLC

VHT

Vanguard Health Care ETF · $19.1B$14,891

$10,000 five years ago, dividends reinvested · they hold 92.7% in common

FHLCMeasureVHT

+23.4%Year to dateJan 1 → Nov 4+23.3%

+32.2%1 yearTotal return+32.1%

+17.9%3 years · per year$10,000 became $16,384 · $16,391+17.9%

+8.3%5 years · per year$10,000 became $14,895 · $14,891+8.3%

0.08%Expense ratio$8 · $9 a year on $10k · lower is better0.09%

1.12%Trailing 12-mo yield$112 · $131 a year on $10k1.31%

−10.4%Worst dropSmaller is better−10.4%

16.1%VolatilityLower is calmer16.0%

FHLCVHT Winner of the row, in its colourEach row: the bigger of the two fills its side

3–2FHLC wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FHLC vs VHT: Top 5 Holdings

Today

FHLC

38.8%in top 5

VHT

in top 537.8%

FHLCStockVHT

14.6%LLY12.9%

8.3%JNJ8.8%

6.5%ABBV6.5%

4.6%MRK5.0%

4.8%UNH4.7%

Held in common92.7%

End-of-day Nov 4, 2026 · share of each fund

FHLC vs VHT Returns, Every Period

FidelityFHLC

+8.3%

5 years, per year

VHTVanguard

+8.3%

5 years, per year

FHLCVHTFaded: behind in that period

2–0FHLC wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

FHLC vs XLF

YTD

FidelityFHLC

+23.4%

XLFSPDR

+9.4%

+23.4%Year to date+9.4%

−10.4%Worst drop · 1Y−14.8%

16.1%Volatility · 1Y15.0%

1.1%Yield1.4%

$3.5BAssets$54.2B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FHLC, VHT, XLF

Today

0.08%lowest, FHLC

FundExpense ratioFee$10k

FHLC0.08%$8

XLF0.08%$8

VHT0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: FHLC, VHT, XLF

1.40%highest, XLF

FundTrailing yieldYield$10k

XLF1.40%$140

VHT1.31%$131

FHLC1.12%$112

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$132most kept, XLF

XLF$140 − $8 = $132

VHT$131 − $9 = $122

FHLC$112 − $8 = $104

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: FHLC, VHT, XLF

Today

92.7%most shared, FHLC and VHT

FHLCVHTXLF

FHLC—92.7%0.0%

VHT92.7%—0.0%

XLF0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+32.2%FHLC, at 16.1% volatility

XLFWorst drop−14.8%15.0% vol

VHTWorst drop−10.4%16.0% vol

FHLCWorst drop−10.4%16.1% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLFFHLC

+9.4%Year to date+23.4%

1.4%Yield1.1%

+15.3%Past year+32.2%

0.08%Fee0.08%

2–1FHLC wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026