Compare · 2 funds side by side · dividends reinvested

FHLC and XBI

FHLCFidelity×XBISPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$14,895FHLC · best of the two

02 / 04

FHLC and XBI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Fidelity MSCI Health Care Index ETFSectors · Health care0.08%1.12%+23.4%+32.2%+17.9%+8.3%−10.4%16.1%$3.5B1.4

State Street SPDR S&P Biotech ETFSectors · Health care0.35%0.34%+30.6%+45.4%+34.9%+5.5%−14.9%29.1%$10.5B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: FHLC 2013 · XBI 2006

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Health Care Index ETF · $3.5B$14,895

FHLC

XBI

State Street SPDR S&P Biotech ETF · $10.5B$13,100

$10,000 five years ago, dividends reinvested · they hold 15.7% in common

FHLCMeasureXBI

+23.4%Year to dateJan 1 → Nov 4+30.6%

+32.2%1 yearTotal return+45.4%

+17.9%3 years · per year$10,000 became $16,384 · $24,560+34.9%

+8.3%5 years · per year$10,000 became $14,895 · $13,100+5.5%

0.08%Expense ratio$8 · $35 a year on $10k · lower is better0.35%

1.12%Trailing 12-mo yield$112 · $34 a year on $10k0.34%

−10.4%Worst dropSmaller is better−14.9%

16.1%VolatilityLower is calmer29.1%

FHLCXBI Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3FHLC wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FHLC vs XBI: Top 5 Holdings

Today

FHLC

38.8%in top 5

XBI

in top 59.5%

FHLCStockXBI

14.6%LLYnot top 5

8.3%JNJnot top 5

6.5%ABBVnot top 5

4.8%UNHnot top 5

4.6%MRKnot top 5

not top 5MRNA2.5%

not top 5EXEL1.8%

not top 5REGN1.8%

not top 5HALO1.8%

not top 5UTHR1.7%

Held in common15.7%

End-of-day Nov 4, 2026 · share of each fund

FHLC vs XBI Returns, Every Period

FidelityFHLC

+8.3%

5 years, per year

XBISPDR

+5.5%

5 years, per year

FHLCXBIFaded: behind in that period

1–3XBI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

FHLC vs XBI

YTD

FidelityFHLC

+23.4%

XBISPDR

+30.6%

+23.4%Year to date+30.6%

−10.4%Worst drop · 1Y−14.9%

16.1%Volatility · 1Y29.1%

1.1%Yield0.3%

$3.5BAssets$10.5B

3–1FHLC wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FHLC, XBI

Today

0.08%lowest, FHLC

FundExpense ratioFee$10k

FHLC0.08%$8

XBI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: FHLC, XBI

1.12%highest, FHLC

FundTrailing yieldYield$10k

FHLC1.12%$112

XBI0.34%$34

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, FHLC

FHLC$112 − $8 = $104

XBI$34 − $35 = −$1

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: FHLC, XBI

Today

15.7%most shared, FHLC and XBI

FHLCXBI

FHLC—15.7%

XBI15.7%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+45.4%XBI, at 29.1% volatility

FHLCWorst drop−10.4%16.1% vol

XBIWorst drop−14.9%29.1% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

FHLCXBI

+23.4%Year to date+30.6%

1.1%Yield0.3%

+32.2%Past year+45.4%

0.08%Fee0.35%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026