Compare · 3 funds side by side · dividends reinvested

FLQL, SCHD and SPY

FLQLFranklin Templeton×SCHDSchwab×SPYSPDR×
$7.5k$10k$12.5k$15k$17.5k$20kLow $8,439 · 2022FLQL$17,829SPY$17,118SCHD$16,267Oct 2021Nov 2026Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,829FLQL · best of the three
02 / 04

FLQL, SCHD and SPY, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.5
State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.0
Franklin U.S. Large Cap Multifactor Index ETFLow-Cost Core · US large cap0.15%1.12%+7.4%+8.4%+21.5%+12.3%−9.0%15.1%$2.0B2.5
Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 6, 2026 · returns include dividends · since: FLQL 2017 · SCHD 2011 · SPY 1993
@TheETFTracker·theetftracker.com

Head to Head

5Y
Franklin U.S. Large Cap Multifactor Index ETF · $2.0B$17,829
FLQL
SCHD
Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 11.5% in common

FLQLMeasureSCHD
+7.4%Year to dateJan 1 → Nov 6+31.4%
+8.4%1 yearTotal return+37.0%
+21.5%3 years · per year$10,000 became $17,915 · $17,266+20.0%
+12.3%5 years · per year$10,000 became $17,829 · $16,267+10.2%
0.15%Expense ratio$15 · $6 a year on $10k · lower is better0.06%
1.12%Trailing 12-mo yield$112 · $300 a year on $10k3.00%
−9.0%Worst dropSmaller is better−6.9%
15.1%VolatilityLower is calmer11.7%
FLQLSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side
2–6SCHD wins
End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

FLQL vs SCHD: Top 5 Holdings

Today
FLQL
27.3%in top 5
in top 521.4%
FLQLStockSCHD
8.6%AAPLnot top 5
6.3%NVDAnot top 5
5.9%MSFTnot top 5
not top 5PG4.5%
not top 5HD4.3%
not top 5TXN4.3%
not top 5KO4.3%
not top 5AMGN4.1%
3.6%AMZNnot top 5
2.9%GOOGLnot top 5
Held in common11.5%
End-of-day Nov 6, 2026 · share of each fund
@TheETFTracker·theetftracker.com

FLQL vs SCHD Returns, Every Period

5Y
Franklin TempletonFLQL
+12.3%
5 years, per year
SCHDSchwab
+10.2%
5 years, per year
0%+10%+20%+30%+40%+7.4%+31.4%YTD+8.4%+37.0%1 year+21.5%+20.0%3 yrs · yr+12.3%+10.2%5 yrs · yr
FLQLSCHDFaded: behind in that period
2–2Level
End-of-day Nov 6, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

Core vs Income: FLQL vs SCHD

YTD
Franklin TempletonFLQL
+7.4%
SCHDSchwab
+31.4%
Jan 1Nov 6+7.4%+31.4%
+7.4%Year to date+31.4%
−9.0%Worst drop · 1Y−6.9%
15.1%Volatility · 1Y11.7%
1.1%Yield3.0%
$2.0BAssets$120B
4–0SCHD wins
End-of-day Nov 6, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: FLQL, SCHD, SPY

Today
0.06%lowest, SCHD
FundExpense ratioFee$10k
SCHD0.06%$6
SPY0.09%$9
FLQL0.15%$15
End-of-day Nov 6, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: FLQL, SCHD, SPY

1Y
3.00%highest, SCHD
FundTrailing yieldYield$10k
SCHD3.00%$300
FLQL1.12%$112
SPY1.03%$103
End-of-day Nov 6, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$294most kept, SCHD
SCHD$300 − $6 = $294
FLQL$112 − $15 = $97
SPY$103 − $9 = $94
KeptFee
End-of-day Nov 6, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: FLQL, SCHD, SPY

Today
56.1%most shared, FLQL and SPY
FLQLSCHDSPY
FLQL—11.5%56.1%
SCHD11.5%—8.7%
SPY56.1%8.7%—
End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 3 ETFs

1Y
+37.0%SCHD, at 11.7% volatility
0%+10%+20%+30%+40%+50%5%10%15%20%Volatility · 1 year → bumpierSCHD +37.0%SPY +9.7%FLQL +8.4%
SCHDWorst drop−6.9%11.7% vol
SPYWorst drop−8.9%13.6% vol
FLQLWorst drop−9.0%15.1% vol
End-of-day Nov 6, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 6+31.4%+8.7%
+31.4%Year to date+8.7%
3.0%Yield1.0%
+37.0%Past year+9.7%
0.06%Fee0.09%
4–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Three

SCHD vs VIG

YTD
SchwabSCHD
+31.4%
VIGVanguard
+12.1%
Jan 1Nov 6+31.4%+12.1%
+31.4%Year to date+12.1%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+8.8%
SPYSPDR
+8.7%
Jan 1Nov 6+8.8%+8.7%
+8.8%Year to date+8.7%
1.1%Yield1.0%
$182BAssets$819B
2–0SPYM wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+3.2%
JEPIJ.P. Morgan
+5.3%
Jan 1Nov 6+3.2%+5.3%
+3.2%Year to date+5.3%
12.8%Yield8.1%
$42.6BAssets$46.8B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com