Compare · 2 funds side by side · dividends reinvested

FLQL and SPY

FLQLFranklin Templeton×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,854FLQL · best of the two

02 / 04

FLQL and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$798B1.3

Franklin U.S. Large Cap Multifactor Index ETFLow-Cost Core · US large cap0.15%1.07%+12.2%+12.3%+24.0%+13.5%−9.0%14.3%$2.1B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: FLQL 2017 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Franklin U.S. Large Cap Multifactor Index ETF · $2.1B$18,854

FLQL

SPY

State Street SPDR S&P 500 ETF · $798B$18,060

$10,000 five years ago, dividends reinvested · they hold 56.3% in common

FLQLMeasureSPY

+12.2%Year to dateJan 1 → Nov 4+13.3%

+12.3%1 yearTotal return+13.4%

+24.0%3 years · per year$10,000 became $19,064 · $19,132+24.1%

+13.5%5 years · per year$10,000 became $18,854 · $18,060+12.6%

0.15%Expense ratio$15 · $9 a year on $10k · lower is better0.09%

1.07%Trailing 12-mo yield$107 · $99 a year on $10k0.99%

−9.0%Worst dropSmaller is better−8.9%

14.3%VolatilityLower is calmer12.9%

FLQLSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FLQL vs SPY: Top 5 Holdings

Today

FLQL

26.6%in top 5

SPY

in top 527.3%

FLQLStockSPY

8.0%AAPL7.4%

6.9%NVDA7.7%

5.5%MSFT5.9%

3.4%AMZN3.8%

2.8%GOOGL2.5%

Held in common56.3%

End-of-day Nov 4, 2026 · share of each fund

FLQL vs SPY Returns, Every Period

Franklin TempletonFLQL

+13.5%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

FLQLSPYFaded: behind in that period

1–3SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

FLQL vs SPY

YTD

Franklin TempletonFLQL

+12.2%

SPYSPDR

+13.3%

+12.2%Year to date+13.3%

−9.0%Worst drop · 1Y−8.9%

14.3%Volatility · 1Y12.9%

1.1%Yield1.0%

$2.1BAssets$798B

3–1SPY wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FLQL, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

FLQL0.15%$15

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: FLQL, SPY

1.07%highest, FLQL

FundTrailing yieldYield$10k

FLQL1.07%$107

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$92most kept, FLQL

FLQL$107 − $15 = $92

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: FLQL, SPY

Today

56.3%most shared, FLQL and SPY

FLQLSPY

FLQL—56.3%

SPY56.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.4%SPY, at 12.9% volatility

SPYWorst drop−8.9%12.9% vol

FLQLWorst drop−9.0%14.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

FLQLSPY

+12.2%Year to date+13.3%

1.1%Yield1.0%

+12.3%Past year+13.4%

0.15%Fee0.09%

3–1SPY wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026