Compare · 3 funds side by side · dividends reinvested

FLQL, VOO and SPY

FLQLFranklin Templeton×VOOVanguard×SPYSPDR×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,829FLQL · best of the three

02 / 04

FLQL, VOO and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.1

Franklin U.S. Large Cap Multifactor Index ETFLow-Cost Core · US large cap0.15%1.12%+7.4%+8.4%+21.5%+12.3%−9.0%15.1%$2.0B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FLQL 2017 · VOO 2010 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Franklin U.S. Large Cap Multifactor Index ETF · $2.0B$17,829

FLQL

VOO

Vanguard S&P 500 ETF · $1.00T$17,177

$10,000 five years ago, dividends reinvested · they hold 56.1% in common

FLQLMeasureVOO

+7.4%Year to dateJan 1 → Nov 6+8.7%

+8.4%1 yearTotal return+9.8%

+21.5%3 years · per year$10,000 became $17,915 · $18,079+21.8%

+12.3%5 years · per year$10,000 became $17,829 · $17,177+11.4%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

1.12%Trailing 12-mo yield$112 · $110 a year on $10k1.10%

−9.0%Worst dropSmaller is better−8.9%

15.1%VolatilityLower is calmer13.5%

FLQLVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6VOO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FLQL vs VOO: Top 5 Holdings

Today

FLQL

27.3%in top 5

VOO

in top 528.3%

FLQLStockVOO

8.6%AAPL7.4%

6.3%NVDA8.4%

5.9%MSFT5.8%

3.6%AMZN3.7%

2.9%GOOGL3.1%

Held in common56.1%

End-of-day Nov 6, 2026 · share of each fund

FLQL vs VOO Returns, Every Period

Franklin TempletonFLQL

+12.3%

5 years, per year

VOOVanguard

+11.4%

5 years, per year

FLQLVOOFaded: behind in that period

1–3VOO wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FLQL vs VOO

YTD

Franklin TempletonFLQL

+7.4%

VOOVanguard

+8.7%

+7.4%Year to date+8.7%

−9.0%Worst drop · 1Y−8.9%

15.1%Volatility · 1Y13.5%

1.1%Yield1.1%

$2.0BAssets$1.00T

3–0VOO wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FLQL, VOO, SPY

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

FLQL0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FLQL, VOO, SPY

1.12%highest, FLQL

FundTrailing yieldYield$10k

FLQL1.12%$112

VOO1.10%$110

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

FLQL$112 − $15 = $97

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FLQL, VOO, SPY

Today

92.2%most shared, VOO and SPY

FLQLVOOSPY

FLQL—56.1%56.1%

VOO56.1%—92.2%

SPY56.1%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%VOO, at 13.5% volatility

VOOWorst drop−8.9%13.5% vol

SPYWorst drop−8.9%13.6% vol

FLQLWorst drop−9.0%15.1% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

FLQLVOO

+7.4%Year to date+8.7%

1.1%Yield1.1%

+8.4%Past year+9.8%

0.15%Fee0.03%

3–0VOO wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026