Compare · 2 funds side by side · dividends reinvested

FLUD and SCHD

FLUDFranklin Templeton×SCHDSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,881SCHD · best of the two

02 / 04

FLUD and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.4

Franklin Ultra Short Bond ETFBonds & Cash · Ultra-short0.15%3.99%+3.0%+3.8%+5.0%+3.9%−0.2%1.2%$646M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: FLUD 2020 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Franklin Ultra Short Bond ETF · $646M$12,122

FLUD

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,881

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

FLUDMeasureSCHD

+3.0%Year to dateJan 1 → Nov 4+35.3%

+3.8%1 yearTotal return+41.6%

+5.0%3 years · per year$10,000 became $11,586 · $17,908+21.4%

+3.9%5 years · per year$10,000 became $12,122 · $16,881+11.0%

0.15%Expense ratio$15 · $6 a year on $10k · lower is better0.06%

3.99%Trailing 12-mo yield$399 · $291 a year on $10k2.91%

−0.2%Worst dropSmaller is better−6.9%

1.2%VolatilityLower is calmer11.5%

FLUDSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SCHD wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FLUD vs SCHD: Top 5 Holdings

Today

FLUD

3.5%in top 5

SCHD

in top 521.6%

FLUDStockSCHD

not top 5TXN4.8%

not top 5PG4.3%

not top 5KO4.2%

not top 5CVX4.2%

not top 5COP4.1%

1.0%KVUEnot top 5

0.8%BUNGEnot top 5

0.6%ORLYnot top 5

0.5%AGRELPnot top 5

0.5%ERACPPnot top 5

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

FLUD vs SCHD Returns, Every Period

Franklin TempletonFLUD

+3.9%

5 years, per year

SCHDSchwab

+11.0%

5 years, per year

FLUDSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Bonds vs Income: FLUD vs SCHD

YTD

Franklin TempletonFLUD

+3.0%

SCHDSchwab

+35.3%

+3.0%Year to date+35.3%

−0.2%Worst drop · 1Y−6.9%

1.2%Volatility · 1Y11.5%

4.0%Yield2.9%

$646MAssets$123B

3–1FLUD wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FLUD, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

FLUD0.15%$15

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: FLUD, SCHD

3.99%highest, FLUD

FundTrailing yieldYield$10k

FLUD3.99%$399

SCHD2.91%$291

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$384most kept, FLUD

FLUD$399 − $15 = $384

SCHD$291 − $6 = $285

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: FLUD, SCHD

Today

0.0%most shared, FLUD and SCHD

FLUDSCHD

FLUD—0.0%

SCHD0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+41.6%SCHD, at 11.5% volatility

FLUDWorst drop−0.2%1.2% vol

SCHDWorst drop−6.9%11.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

FLUDSCHD

+3.0%Year to date+35.3%

4.0%Yield2.9%

+3.8%Past year+41.6%

0.15%Fee0.06%

3–1SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026