Compare · 3 funds side by side · dividends reinvested

FNCL, IVV and QQQ

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,763QQQ · best of the three

02 / 04

FNCL, IVV and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.09%+13.4%+13.5%+24.2%+12.6%−8.9%12.9%$887B1.6

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.55%+8.9%+15.0%+25.2%+10.0%−14.8%15.0%$2.2B2.1

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.45%+13.0%+10.0%+26.3%+13.4%−11.7%20.3%$465B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: FNCL 2013 · IVV 2000 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.2B$16,077

FNCL

IVV

iShares Core S&P 500 ETF · $887B$18,118

$10,000 five years ago, dividends reinvested · they hold 11.9% in common

FNCLMeasureIVV

+8.9%Year to dateJan 1 → Nov 4+13.4%

+15.0%1 yearTotal return+13.5%

+25.2%3 years · per year$10,000 became $19,633 · $19,178+24.2%

+10.0%5 years · per year$10,000 became $16,077 · $18,118+12.6%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

1.55%Trailing 12-mo yield$155 · $109 a year on $10k1.09%

−14.8%Worst dropSmaller is better−8.9%

15.0%VolatilityLower is calmer12.9%

FNCLIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5IVV wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs IVV: Top 5 Holdings

Today

FNCL

36.0%in top 5

IVV

in top 527.3%

FNCLStockIVV

10.0%JPMnot top 5

8.8%BRK-Bnot top 5

7.8%Vnot top 5

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

5.9%MAnot top 5

not top 5AMZN3.8%

3.6%BACnot top 5

not top 5GOOGL2.5%

Held in common11.9%

End-of-day Nov 4, 2026 · share of each fund

FNCL vs IVV Returns, Every Period

FidelityFNCL

+10.0%

5 years, per year

IVViShares

+12.6%

5 years, per year

FNCLIVVFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Sector vs Core: FNCL vs IVV

YTD

FidelityFNCL

+8.9%

IVViShares

+13.4%

+8.9%Year to date+13.4%

−14.8%Worst drop · 1Y−8.9%

15.0%Volatility · 1Y12.9%

1.5%Yield1.1%

$2.2BAssets$887B

3–1IVV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, IVV, QQQ

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

FNCL0.08%$8

QQQ0.18%$18

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: FNCL, IVV, QQQ

1.55%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.55%$155

IVV1.09%$109

QQQ0.45%$45

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$147most kept, FNCL

FNCL$155 − $8 = $147

IVV$109 − $3 = $106

QQQ$45 − $18 = $27

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: FNCL, IVV, QQQ

Today

52.8%most shared, IVV and QQQ

FNCLIVVQQQ

FNCL—11.9%0.2%

IVV11.9%—52.8%

QQQ0.2%52.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.0%FNCL, at 15.0% volatility

IVVWorst drop−8.9%12.9% vol

FNCLWorst drop−14.8%15.0% vol

QQQWorst drop−11.7%20.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLIVV

+8.9%Year to date+13.4%

1.5%Yield1.1%

+15.0%Past year+13.5%

0.08%Fee0.03%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+13.1%

QQQInvesco

+13.0%

+13.1%Year to date+13.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$106BAssets$465B

2–0QQQM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026