Compare · 3 funds side by side · dividends reinvested

FNCL, IVV and SPYM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,553SPYM · best of the three

02 / 04

FNCL, IVV and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.6

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B1.9

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.58%+6.8%+12.3%+22.7%+9.2%−14.8%15.4%$2.3B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FNCL 2013 · IVV 2000 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P 500 ETF · $875B$17,545

IVV

FNCL

Fidelity MSCI Financials Index ETF · $2.3B$15,532

$10,000 five years ago, dividends reinvested · they hold 12.2% in common

IVVMeasureFNCL

+11.3%Year to dateJan 1 → Nov 9+6.8%

+13.6%1 yearTotal return+12.3%

+22.0%3 years · per year$10,000 became $18,159 · $18,458+22.7%

+11.9%5 years · per year$10,000 became $17,545 · $15,532+9.2%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

1.11%Trailing 12-mo yield$111 · $158 a year on $10k1.58%

−8.9%Worst dropSmaller is better−14.8%

13.8%VolatilityLower is calmer15.4%

IVVFNCL Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2IVV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IVV vs FNCL: Top 5 Holdings

Today

IVV

27.8%in top 5

FNCL

in top 536.3%

IVVStockFNCL

not top 5JPM9.9%

not top 5BRK-B9.0%

7.9%AAPLnot top 5

not top 5V7.9%

7.1%NVDAnot top 5

6.2%MSFTnot top 5

not top 5MA5.9%

4.0%AMZNnot top 5

not top 5BAC3.6%

2.6%GOOGLnot top 5

Held in common12.2%

End-of-day Nov 9, 2026 · share of each fund

IVV vs FNCL Returns, Every Period

iSharesIVV

+11.9%

5 years, per year

FNCLFidelity

+9.2%

5 years, per year

IVVFNCLFaded: behind in that period

3–1IVV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Sector: IVV vs FNCL

YTD

iSharesIVV

+11.3%

FNCLFidelity

+6.8%

+11.3%Year to date+6.8%

−8.9%Worst drop · 1Y−14.8%

13.8%Volatility · 1Y15.4%

1.1%Yield1.6%

$875BAssets$2.3B

3–1IVV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, IVV, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

IVV0.03%$3

FNCL0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FNCL, IVV, SPYM

1.58%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.58%$158

IVV1.11%$111

SPYM1.03%$103

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$150most kept, FNCL

FNCL$158 − $8 = $150

IVV$111 − $3 = $108

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FNCL, IVV, SPYM

Today

99.9%most shared, IVV and SPYM

FNCLIVVSPYM

FNCL—12.2%12.2%

IVV12.2%—99.9%

SPYM12.2%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.6%IVV, at 13.8% volatility

SPYMWorst drop−8.9%13.7% vol

IVVWorst drop−8.9%13.8% vol

FNCLWorst drop−14.8%15.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLSPYM

+6.8%Year to date+11.3%

1.6%Yield1.0%

+12.3%Past year+13.6%

0.08%Fee0.02%

3–1SPYM wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026