Compare · 4 funds side by side · dividends reinvested

FNCL, IVV, XLE and VOO

FNCLFidelity×IVViShares×XLESPDR×VOOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$25,568XLE · best of the four

02 / 04

FNCL, IVV, XLE and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$853B2.3

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.0%+16.8%+20.7%−15.0%23.3%$40.5B2.4

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T2.4

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.60%+5.2%+10.2%+23.1%+9.0%−14.8%15.3%$2.3B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FNCL 2013 · IVV 2000 · XLE 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.3B$15,379

FNCL

IVV

iShares Core S&P 500 ETF · $853B$17,177

$10,000 five years ago, dividends reinvested · they hold 12.3% in common

FNCLMeasureIVV

+5.2%Year to dateJan 1 → Nov 6+8.7%

+10.2%1 yearTotal return+9.8%

+23.1%3 years · per year$10,000 became $18,650 · $18,084+21.8%

+9.0%5 years · per year$10,000 became $15,379 · $17,177+11.4%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

1.60%Trailing 12-mo yield$160 · $114 a year on $10k1.14%

−14.8%Worst dropSmaller is better−8.9%

15.3%VolatilityLower is calmer13.6%

FNCLIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5IVV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs IVV: Top 5 Holdings

Today

FNCL

36.2%in top 5

IVV

in top 527.8%

FNCLStockIVV

10.0%JPMnot top 5

9.0%BRK-Bnot top 5

not top 5AAPL7.9%

7.8%Vnot top 5

not top 5NVDA6.9%

not top 5MSFT6.3%

5.9%MAnot top 5

not top 5AMZN4.0%

3.6%BACnot top 5

not top 5GOOGL2.6%

Held in common12.3%

End-of-day Nov 6, 2026 · share of each fund

FNCL vs IVV Returns, Every Period

FidelityFNCL

+9.0%

5 years, per year

IVViShares

+11.4%

5 years, per year

FNCLIVVFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FNCL vs XLE

YTD

FidelityFNCL

+5.2%

XLESPDR

+40.6%

+5.2%Year to date+40.6%

−14.8%Worst drop · 1Y−15.0%

15.3%Volatility · 1Y23.3%

1.6%Yield2.5%

$2.3BAssets$40.5B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, IVV, XLE, VOO

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VOO0.03%$3

FNCL0.08%$8

XLE0.08%$8

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FNCL, IVV, XLE, VOO

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

FNCL1.60%$160

IVV1.14%$114

VOO1.10%$110

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

FNCL$160 − $8 = $152

IVV$114 − $3 = $111

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FNCL, IVV, XLE, VOO

Today

92.2%most shared, IVV and VOO

FNCLIVVXLEVOO

FNCL—12.3%0.0%11.0%

IVV12.3%—3.5%92.2%

XLE0.0%3.5%—3.4%

VOO11.0%92.2%3.4%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+45.0%XLE, at 23.3% volatility

VOOWorst drop−8.9%13.5% vol

IVVWorst drop−8.9%13.6% vol

FNCLWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLEIVV

+40.6%Year to date+8.7%

2.5%Yield1.1%

+45.0%Past year+9.8%

0.08%Fee0.03%

3–1XLE wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.6%

+40.6%Year to date+38.6%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026