Compare · 3 funds side by side · dividends reinvested

FNCL, IYF and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,016IYF · best of the three

02 / 04

FNCL, IYF and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares U.S. Financials ETFSectors · Financials0.37%1.47%+3.5%+8.8%+23.6%+9.9%−13.9%15.1%$3.8B1.9

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.60%+5.2%+10.2%+23.1%+9.0%−14.8%15.3%$2.3B2.0

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FNCL 2013 · IYF 2000 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.3B$15,379

FNCL

IYF

iShares U.S. Financials ETF · $3.8B$16,016

$10,000 five years ago, dividends reinvested · they hold 72.0% in common

FNCLMeasureIYF

+5.2%Year to dateJan 1 → Nov 6+3.5%

+10.2%1 yearTotal return+8.8%

+23.1%3 years · per year$10,000 became $18,650 · $18,869+23.6%

+9.0%5 years · per year$10,000 became $15,379 · $16,016+9.9%

0.08%Expense ratio$8 · $37 a year on $10k · lower is better0.37%

1.60%Trailing 12-mo yield$160 · $147 a year on $10k1.47%

−14.8%Worst dropSmaller is better−13.9%

15.3%VolatilityLower is calmer15.1%

FNCLIYF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs IYF: Top 5 Holdings

Today

FNCL

36.2%in top 5

IYF

in top 534.5%

FNCLStockIYF

9.0%BRK-B12.9%

10.0%JPM10.9%

7.8%Vnot top 5

5.9%MAnot top 5

not top 5WFC3.7%

3.6%BAC3.6%

not top 5GS3.4%

Held in common72.0%

End-of-day Nov 6, 2026 · share of each fund

FNCL vs IYF Returns, Every Period

FidelityFNCL

+9.0%

5 years, per year

IYFiShares

+9.9%

5 years, per year

FNCLIYFFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FNCL vs IYF

YTD

FidelityFNCL

+5.2%

IYFiShares

+3.5%

+5.2%Year to date+3.5%

−14.8%Worst drop · 1Y−13.9%

15.3%Volatility · 1Y15.1%

1.6%Yield1.5%

$2.3BAssets$3.8B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, IYF, XLF

Today

0.08%lowest, FNCL

FundExpense ratioFee$10k

FNCL0.08%$8

XLF0.08%$8

IYF0.37%$37

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FNCL, IYF, XLF

1.60%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.60%$160

IYF1.47%$147

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$152most kept, FNCL

FNCL$160 − $8 = $152

XLF$144 − $8 = $136

IYF$147 − $37 = $110

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FNCL, IYF, XLF

Today

83.8%most shared, FNCL and XLF

FNCLIYFXLF

FNCL—72.0%83.8%

IYF72.0%—77.0%

XLF83.8%77.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.4%XLF, at 15.3% volatility

IYFWorst drop−13.9%15.1% vol

XLFWorst drop−14.8%15.3% vol

FNCLWorst drop−14.8%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLXLF

+5.2%Year to date+5.7%

1.6%Yield1.4%

+10.2%Past year+10.4%

0.08%Fee0.08%

2–1XLF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026