Compare · 3 funds side by side · dividends reinvested

FNCL, KBWB and XLV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,379FNCL · best of the three

02 / 04

FNCL, KBWB and XLV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Health Care Select Sector SPDR ETFSectors · Health care0.08%1.38%+20.9%+29.0%+15.9%+8.4%−10.5%16.8%$49.9B1.8

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.60%+5.2%+10.2%+23.1%+9.0%−14.8%15.3%$2.3B1.9

Invesco KBW Bank ETFSectors · Financials0.35%2.13%+5.7%+16.1%+35.6%+7.2%−16.4%20.5%$6.5B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FNCL 2013 · KBWB 2011 · XLV 1998

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.3B$15,379

FNCL

KBWB

Invesco KBW Bank ETF · $6.5B$14,125

$10,000 five years ago, dividends reinvested · they hold 30.8% in common

FNCLMeasureKBWB

+5.2%Year to dateJan 1 → Nov 6+5.7%

+10.2%1 yearTotal return+16.1%

+23.1%3 years · per year$10,000 became $18,650 · $24,920+35.6%

+9.0%5 years · per year$10,000 became $15,379 · $14,125+7.2%

0.08%Expense ratio$8 · $35 a year on $10k · lower is better0.35%

1.60%Trailing 12-mo yield$160 · $213 a year on $10k2.13%

−14.8%Worst dropSmaller is better−16.4%

15.3%VolatilityLower is calmer20.5%

FNCLKBWB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs KBWB: Top 5 Holdings

Today

FNCL

36.2%in top 5

KBWB

in top 538.3%

FNCLStockKBWB

10.0%JPM8.2%

9.0%BRK-Bnot top 5

not top 5WFC8.5%

7.8%Vnot top 5

not top 5MS7.4%

not top 5GS7.3%

3.6%BAC6.9%

5.9%MAnot top 5

Held in common30.8%

End-of-day Nov 6, 2026 · share of each fund

FNCL vs KBWB Returns, Every Period

FidelityFNCL

+9.0%

5 years, per year

KBWBInvesco

+7.2%

5 years, per year

FNCLKBWBFaded: behind in that period

1–3KBWB wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FNCL vs KBWB

YTD

FidelityFNCL

+5.2%

KBWBInvesco

+5.7%

+5.2%Year to date+5.7%

−14.8%Worst drop · 1Y−16.4%

15.3%Volatility · 1Y20.5%

1.6%Yield2.1%

$2.3BAssets$6.5B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, KBWB, XLV

Today

0.08%lowest, FNCL

FundExpense ratioFee$10k

FNCL0.08%$8

XLV0.08%$8

KBWB0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FNCL, KBWB, XLV

2.13%highest, KBWB

FundTrailing yieldYield$10k

KBWB2.13%$213

FNCL1.60%$160

XLV1.38%$138

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$178most kept, KBWB

KBWB$213 − $35 = $178

FNCL$160 − $8 = $152

XLV$138 − $8 = $130

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FNCL, KBWB, XLV

Today

30.8%most shared, FNCL and KBWB

FNCLKBWBXLV

FNCL—30.8%0.0%

KBWB30.8%—0.0%

XLV0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+29.0%XLV, at 16.8% volatility

FNCLWorst drop−14.8%15.3% vol

XLVWorst drop−10.5%16.8% vol

KBWBWorst drop−16.4%20.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

KBWBXLV

+5.7%Year to date+20.9%

2.1%Yield1.4%

+16.1%Past year+29.0%

0.35%Fee0.08%

3–1XLV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026