Compare · 2 funds side by side · dividends reinvested

FNCL and KRE

FNCLFidelity×KRESPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,259FNCL · best of the two

02 / 04

FNCL and KRE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.60%+5.4%+10.8%+24.5%+8.8%−14.8%14.7%$2.2B1.5

State Street SPDR S&P Regional Banking ETFSectors · Financials0.35%2.21%+14.4%+24.3%+26.7%+2.9%−15.0%20.5%$3.9B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: FNCL 2013 · KRE 2006

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.2B$15,259

FNCL

KRE

State Street SPDR S&P Regional Banking ETF · $3.9B$11,541

$10,000 five years ago, dividends reinvested · they hold 6.8% in common

FNCLMeasureKRE

+5.4%Year to dateJan 1 → Nov 3+14.4%

+10.8%1 yearTotal return+24.3%

+24.5%3 years · per year$10,000 became $19,314 · $20,329+26.7%

+8.8%5 years · per year$10,000 became $15,259 · $11,541+2.9%

0.08%Expense ratio$8 · $35 a year on $10k · lower is better0.35%

1.60%Trailing 12-mo yield$160 · $221 a year on $10k2.21%

−14.8%Worst dropSmaller is better−15.0%

14.7%VolatilityLower is calmer20.5%

FNCLKRE Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs KRE: Top 5 Holdings

Today

FNCL

36.1%in top 5

KRE

in top 55.9%

FNCLStockKRE

10.0%JPMnot top 5

8.7%BRK-Bnot top 5

7.8%Vnot top 5

5.9%MAnot top 5

3.6%BACnot top 5

not top 5GBCI1.2%

not top 5UCB1.2%

not top 5OZK1.2%

not top 5TCBI1.2%

not top 5EBC1.2%

Held in common6.8%

End-of-day Nov 3, 2026 · share of each fund

FNCL vs KRE Returns, Every Period

FidelityFNCL

+8.8%

5 years, per year

KRESPDR

+2.9%

5 years, per year

FNCLKREFaded: behind in that period

1–3KRE wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

FNCL vs KRE

YTD

FidelityFNCL

+5.4%

KRESPDR

+14.4%

+5.4%Year to date+14.4%

−14.8%Worst drop · 1Y−15.0%

14.7%Volatility · 1Y20.5%

1.6%Yield2.2%

$2.2BAssets$3.9B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, KRE

Today

0.08%lowest, FNCL

FundExpense ratioFee$10k

FNCL0.08%$8

KRE0.35%$35

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: FNCL, KRE

2.21%highest, KRE

FundTrailing yieldYield$10k

KRE2.21%$221

FNCL1.60%$160

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$186most kept, KRE

KRE$221 − $35 = $186

FNCL$160 − $8 = $152

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: FNCL, KRE

Today

6.8%most shared, FNCL and KRE

FNCLKRE

FNCL—6.8%

KRE6.8%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+24.3%KRE, at 20.5% volatility

FNCLWorst drop−14.8%14.7% vol

KREWorst drop−15.0%20.5% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

KREFNCL

+14.4%Year to date+5.4%

2.2%Yield1.6%

+24.3%Past year+10.8%

0.35%Fee0.08%

3–1KRE wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026