Compare · 3 funds side by side · dividends reinvested

FNCL, KRE and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,157XLF · best of the three

02 / 04

FNCL, KRE and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B1.9

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.55%+8.9%+15.0%+25.2%+10.0%−14.8%15.0%$2.2B2.0

State Street SPDR S&P Regional Banking ETFSectors · Financials0.35%2.17%+16.4%+26.2%+26.8%+4.0%−15.0%20.6%$3.9B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: FNCL 2013 · KRE 2006 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.2B$16,077

FNCL

KRE

State Street SPDR S&P Regional Banking ETF · $3.9B$12,162

$10,000 five years ago, dividends reinvested · they hold 6.8% in common

FNCLMeasureKRE

+8.9%Year to dateJan 1 → Nov 4+16.4%

+15.0%1 yearTotal return+26.2%

+25.2%3 years · per year$10,000 became $19,633 · $20,377+26.8%

+10.0%5 years · per year$10,000 became $16,077 · $12,162+4.0%

0.08%Expense ratio$8 · $35 a year on $10k · lower is better0.35%

1.55%Trailing 12-mo yield$155 · $217 a year on $10k2.17%

−14.8%Worst dropSmaller is better−15.0%

15.0%VolatilityLower is calmer20.6%

FNCLKRE Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs KRE: Top 5 Holdings

Today

FNCL

36.0%in top 5

KRE

in top 55.9%

FNCLStockKRE

10.0%JPMnot top 5

8.8%BRK-Bnot top 5

7.8%Vnot top 5

5.9%MAnot top 5

3.6%BACnot top 5

not top 5GBCI1.2%

not top 5TCBI1.2%

not top 5UCB1.2%

not top 5OZK1.2%

not top 5EBC1.2%

Held in common6.8%

End-of-day Nov 4, 2026 · share of each fund

FNCL vs KRE Returns, Every Period

FidelityFNCL

+10.0%

5 years, per year

KRESPDR

+4.0%

5 years, per year

FNCLKREFaded: behind in that period

1–3KRE wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

FNCL vs KRE

YTD

FidelityFNCL

+8.9%

KRESPDR

+16.4%

+8.9%Year to date+16.4%

−14.8%Worst drop · 1Y−15.0%

15.0%Volatility · 1Y20.6%

1.5%Yield2.2%

$2.2BAssets$3.9B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, KRE, XLF

Today

0.08%lowest, FNCL

FundExpense ratioFee$10k

FNCL0.08%$8

XLF0.08%$8

KRE0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: FNCL, KRE, XLF

2.17%highest, KRE

FundTrailing yieldYield$10k

KRE2.17%$217

FNCL1.55%$155

XLF1.40%$140

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$182most kept, KRE

KRE$217 − $35 = $182

FNCL$155 − $8 = $147

XLF$140 − $8 = $132

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: FNCL, KRE, XLF

Today

83.8%most shared, FNCL and XLF

FNCLKREXLF

FNCL—6.8%83.8%

KRE6.8%—2.2%

XLF83.8%2.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+26.2%KRE, at 20.6% volatility

XLFWorst drop−14.8%15.0% vol

FNCLWorst drop−14.8%15.0% vol

KREWorst drop−15.0%20.6% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

KREXLF

+16.4%Year to date+9.4%

2.2%Yield1.4%

+26.2%Past year+15.3%

0.35%Fee0.08%

3–1KRE wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026