Compare · 3 funds side by side · dividends reinvested

FNCL, QQQ and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,068QQQ · best of the three

02 / 04

FNCL, QQQ and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.5

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.58%+6.8%+12.3%+22.7%+9.2%−14.8%15.4%$2.3B2.1

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.46%+11.0%+11.6%+23.9%+12.6%−14.8%21.5%$446B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FNCL 2013 · QQQ 1999 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.3B$15,532

FNCL

QQQ

Invesco QQQ Trust, Series 1 · $446B$18,068

$10,000 five years ago, dividends reinvested · they hold 0.2% in common

FNCLMeasureQQQ

+6.8%Year to dateJan 1 → Nov 9+11.0%

+12.3%1 yearTotal return+11.6%

+22.7%3 years · per year$10,000 became $18,458 · $19,011+23.9%

+9.2%5 years · per year$10,000 became $15,532 · $18,068+12.6%

0.08%Expense ratio$8 · $18 a year on $10k · lower is better0.18%

1.58%Trailing 12-mo yield$158 · $46 a year on $10k0.46%

−14.8%Worst dropSmaller is better−14.8%

15.4%VolatilityLower is calmer21.5%

FNCLQQQ Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3FNCL wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs QQQ: Top 5 Holdings

Today

FNCL

36.3%in top 5

QQQ

in top 531.4%

FNCLStockQQQ

9.9%JPMnot top 5

9.0%BRK-Bnot top 5

not top 5AAPL8.5%

7.9%Vnot top 5

not top 5NVDA7.7%

not top 5MSFT6.7%

5.9%MAnot top 5

not top 5AMZN4.8%

not top 5MU3.7%

3.6%BACnot top 5

Held in common0.2%

End-of-day Nov 9, 2026 · share of each fund

FNCL vs QQQ Returns, Every Period

FidelityFNCL

+9.2%

5 years, per year

QQQInvesco

+12.6%

5 years, per year

FNCLQQQFaded: behind in that period

1–3QQQ wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Sector vs Core: FNCL vs VTI

YTD

FidelityFNCL

+6.8%

VTIVanguard

+11.6%

+6.8%Year to date+11.6%

−14.8%Worst drop · 1Y−8.9%

15.4%Volatility · 1Y13.9%

1.6%Yield1.1%

$2.3BAssets$689B

3–1VTI wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, QQQ, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

FNCL0.08%$8

QQQ0.18%$18

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FNCL, QQQ, VTI

1.58%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.58%$158

VTI1.06%$106

QQQ0.46%$46

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$150most kept, FNCL

FNCL$158 − $8 = $150

VTI$106 − $3 = $103

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FNCL, QQQ, VTI

Today

49.9%most shared, QQQ and VTI

FNCLQQQVTI

FNCL—0.2%11.3%

QQQ0.2%—49.9%

VTI11.3%49.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.9%VTI, at 13.9% volatility

VTIWorst drop−8.9%13.9% vol

FNCLWorst drop−14.8%15.4% vol

QQQWorst drop−14.8%21.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLVTI

+6.8%Year to date+11.6%

1.6%Yield1.1%

+12.3%Past year+13.9%

0.08%Fee0.03%

3–1VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

+9.9%

QQQInvesco

+11.0%

+9.9%Year to date+11.0%

0.94% · $94Fee · on $10k a year0.18% · $18

$32.1BAssets$446B

2–0QQQ wins

End-of-day Nov 9, 2026