Compare · 3 funds side by side · dividends reinvested

FNCL, SPYM and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,126SPYM · best of the three

02 / 04

FNCL, SPYM and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.01%+13.4%+13.5%+24.3%+12.6%−8.9%12.8%$182B1.8

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.09%+13.4%+13.5%+24.2%+12.6%−8.9%12.9%$887B2.0

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.55%+8.9%+15.0%+25.2%+10.0%−14.8%15.0%$2.2B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: FNCL 2013 · SPYM 2005 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.2B$16,077

FNCL

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$18,126

$10,000 five years ago, dividends reinvested · they hold 11.9% in common

FNCLMeasureSPYM

+8.9%Year to dateJan 1 → Nov 4+13.4%

+15.0%1 yearTotal return+13.5%

+25.2%3 years · per year$10,000 became $19,633 · $19,186+24.3%

+10.0%5 years · per year$10,000 became $16,077 · $18,126+12.6%

0.08%Expense ratio$8 · $2 a year on $10k · lower is better0.02%

1.55%Trailing 12-mo yield$155 · $101 a year on $10k1.01%

−14.8%Worst dropSmaller is better−8.9%

15.0%VolatilityLower is calmer12.8%

FNCLSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPYM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs SPYM: Top 5 Holdings

Today

FNCL

36.0%in top 5

SPYM

in top 527.3%

FNCLStockSPYM

10.0%JPMnot top 5

8.8%BRK-Bnot top 5

7.8%Vnot top 5

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

5.9%MAnot top 5

not top 5AMZN3.8%

3.6%BACnot top 5

not top 5GOOGL2.5%

Held in common11.9%

End-of-day Nov 4, 2026 · share of each fund

FNCL vs SPYM Returns, Every Period

FidelityFNCL

+10.0%

5 years, per year

SPYMSPDR

+12.6%

5 years, per year

FNCLSPYMFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Sector vs Core: FNCL vs IVV

YTD

FidelityFNCL

+8.9%

IVViShares

+13.4%

+8.9%Year to date+13.4%

−14.8%Worst drop · 1Y−8.9%

15.0%Volatility · 1Y12.9%

1.5%Yield1.1%

$2.2BAssets$887B

3–1IVV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, SPYM, IVV

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

IVV0.03%$3

FNCL0.08%$8

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: FNCL, SPYM, IVV

1.55%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.55%$155

IVV1.09%$109

SPYM1.01%$101

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$147most kept, FNCL

FNCL$155 − $8 = $147

IVV$109 − $3 = $106

SPYM$101 − $2 = $99

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: FNCL, SPYM, IVV

Today

99.8%most shared, SPYM and IVV

FNCLSPYMIVV

FNCL—11.9%11.9%

SPYM11.9%—99.8%

IVV11.9%99.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.0%FNCL, at 15.0% volatility

SPYMWorst drop−8.9%12.8% vol

IVVWorst drop−8.9%12.9% vol

FNCLWorst drop−14.8%15.0% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLSPYM

+8.9%Year to date+13.4%

1.5%Yield1.0%

+15.0%Past year+13.5%

0.08%Fee0.02%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026