Compare · 3 funds side by side · dividends reinvested

FNCL, SPYM and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

FNCL, SPYM and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.8

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T2.0

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.59%+5.8%+11.3%+23.6%+9.1%−14.8%15.3%$2.2B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: FNCL 2013 · SPYM 2005 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.2B$15,425

FNCL

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,164

$10,000 five years ago, dividends reinvested · they hold 12.1% in common

FNCLMeasureSPYM

+5.8%Year to dateJan 1 → Nov 5+8.4%

+11.3%1 yearTotal return+9.8%

+23.6%3 years · per year$10,000 became $18,881 · $18,222+22.1%

+9.1%5 years · per year$10,000 became $15,425 · $17,164+11.4%

0.08%Expense ratio$8 · $2 a year on $10k · lower is better0.02%

1.59%Trailing 12-mo yield$159 · $106 a year on $10k1.06%

−14.8%Worst dropSmaller is better−8.9%

15.3%VolatilityLower is calmer13.6%

FNCLSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPYM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs SPYM: Top 5 Holdings

Today

FNCL

36.3%in top 5

SPYM

in top 527.7%

FNCLStockSPYM

10.1%JPMnot top 5

8.8%BRK-Bnot top 5

7.8%Vnot top 5

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

5.9%MAnot top 5

not top 5AMZN3.9%

3.6%BACnot top 5

not top 5GOOGL2.6%

Held in common12.1%

End-of-day Nov 5, 2026 · share of each fund

FNCL vs SPYM Returns, Every Period

FidelityFNCL

+9.1%

5 years, per year

SPYMSPDR

+11.4%

5 years, per year

FNCLSPYMFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Sector vs Core: FNCL vs VOO

YTD

FidelityFNCL

+5.8%

VOOVanguard

+8.4%

+5.8%Year to date+8.4%

−14.8%Worst drop · 1Y−8.9%

15.3%Volatility · 1Y13.5%

1.6%Yield1.1%

$2.2BAssets$1.00T

3–1VOO wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, SPYM, VOO

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VOO0.03%$3

FNCL0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: FNCL, SPYM, VOO

1.59%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.59%$159

VOO1.10%$110

SPYM1.06%$106

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$151most kept, FNCL

FNCL$159 − $8 = $151

VOO$110 − $3 = $107

SPYM$106 − $2 = $104

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: FNCL, SPYM, VOO

Today

93.5%most shared, SPYM and VOO

FNCLSPYMVOO

FNCL—12.1%11.0%

SPYM12.1%—93.5%

VOO11.0%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.3%FNCL, at 15.3% volatility

VOOWorst drop−8.9%13.5% vol

SPYMWorst drop−8.9%13.6% vol

FNCLWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLSPYM

+5.8%Year to date+8.4%

1.6%Yield1.1%

+11.3%Past year+9.8%

0.08%Fee0.02%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026