Compare · 3 funds side by side · dividends reinvested

FNCL, VFH and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,474XLF · best of the three

02 / 04

FNCL, VFH and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.60%+5.2%+10.2%+23.1%+9.0%−14.8%15.3%$2.3B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.8

Vanguard Financials ETFSectors · Financials0.09%1.70%+5.2%+10.1%+23.1%+9.0%−14.7%15.4%$12.7B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FNCL 2013 · VFH 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.3B$15,379

FNCL

VFH

Vanguard Financials ETF · $12.7B$15,375

$10,000 five years ago, dividends reinvested · they hold 92.4% in common

FNCLMeasureVFH

+5.2%Year to dateJan 1 → Nov 6+5.2%

+10.2%1 yearTotal return+10.1%

+23.1%3 years · per year$10,000 became $18,650 · $18,635+23.1%

+9.0%5 years · per year$10,000 became $15,379 · $15,375+9.0%

0.08%Expense ratio$8 · $9 a year on $10k · lower is better0.09%

1.60%Trailing 12-mo yield$160 · $170 a year on $10k1.70%

−14.8%Worst dropSmaller is better−14.7%

15.3%VolatilityLower is calmer15.4%

FNCLVFH Winner of the row, in its colourEach row: the bigger of the two fills its side

3–2FNCL wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs VFH: Top 5 Holdings

Today

FNCL

36.2%in top 5

VFH

in top 535.3%

FNCLStockVFH

10.0%JPM10.4%

9.0%BRK-B8.3%

7.8%V7.1%

5.9%MA5.3%

3.6%BAC4.2%

Held in common92.4%

End-of-day Nov 6, 2026 · share of each fund

FNCL vs VFH Returns, Every Period

FidelityFNCL

+9.0%

5 years, per year

VFHVanguard

+9.0%

5 years, per year

FNCLVFHFaded: behind in that period

1–0FNCL wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FNCL vs VFH

YTD

FidelityFNCL

+5.2%

VFHVanguard

+5.2%

+5.2%Year to date+5.2%

−14.8%Worst drop · 1Y−14.7%

15.3%Volatility · 1Y15.4%

1.6%Yield1.7%

$2.3BAssets$12.7B

2–1VFH wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, VFH, XLF

Today

0.08%lowest, FNCL

FundExpense ratioFee$10k

FNCL0.08%$8

XLF0.08%$8

VFH0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FNCL, VFH, XLF

1.70%highest, VFH

FundTrailing yieldYield$10k

VFH1.70%$170

FNCL1.60%$160

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$161most kept, VFH

VFH$170 − $9 = $161

FNCL$160 − $8 = $152

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FNCL, VFH, XLF

Today

92.4%most shared, FNCL and VFH

FNCLVFHXLF

FNCL—92.4%83.8%

VFH92.4%—84.9%

XLF83.8%84.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.4%XLF, at 15.3% volatility

XLFWorst drop−14.8%15.3% vol

FNCLWorst drop−14.8%15.3% vol

VFHWorst drop−14.7%15.4% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VFHXLF

+5.2%Year to date+5.7%

1.7%Yield1.4%

+10.1%Past year+10.4%

0.09%Fee0.08%

3–1XLF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026