Compare · 4 funds side by side · dividends reinvested

FNCL, VOO, SPYM and IVV

FNCLFidelity×VOOVanguard×SPYMSPDR×IVViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,553SPYM · best of the four

02 / 04

FNCL, VOO, SPYM and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.9

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B2.0

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T2.8

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.58%+6.8%+12.3%+22.7%+9.2%−14.8%15.4%$2.3B3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FNCL 2013 · VOO 2010 · SPYM 2005 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.3B$15,532

FNCL

IVV

iShares Core S&P 500 ETF · $875B$17,545

$10,000 five years ago, dividends reinvested · they hold 12.2% in common

FNCLMeasureIVV

+6.8%Year to dateJan 1 → Nov 9+11.3%

+12.3%1 yearTotal return+13.6%

+22.7%3 years · per year$10,000 became $18,458 · $18,159+22.0%

+9.2%5 years · per year$10,000 became $15,532 · $17,545+11.9%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

1.58%Trailing 12-mo yield$158 · $111 a year on $10k1.11%

−14.8%Worst dropSmaller is better−8.9%

15.4%VolatilityLower is calmer13.8%

FNCLIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6IVV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs IVV: Top 5 Holdings

Today

FNCL

36.3%in top 5

IVV

in top 527.8%

FNCLStockIVV

9.9%JPMnot top 5

9.0%BRK-Bnot top 5

not top 5AAPL7.9%

7.9%Vnot top 5

not top 5NVDA7.1%

not top 5MSFT6.2%

5.9%MAnot top 5

not top 5AMZN4.0%

3.6%BACnot top 5

not top 5GOOGL2.6%

Held in common12.2%

End-of-day Nov 9, 2026 · share of each fund

FNCL vs IVV Returns, Every Period

FidelityFNCL

+9.2%

5 years, per year

IVViShares

+11.9%

5 years, per year

FNCLIVVFaded: behind in that period

1–3IVV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Sector vs Core: FNCL vs IVV

YTD

FidelityFNCL

+6.8%

IVViShares

+11.3%

+6.8%Year to date+11.3%

−14.8%Worst drop · 1Y−8.9%

15.4%Volatility · 1Y13.8%

1.6%Yield1.1%

$2.3BAssets$875B

3–1IVV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, VOO, SPYM, IVV

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VOO0.03%$3

IVV0.03%$3

FNCL0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FNCL, VOO, SPYM, IVV

1.58%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.58%$158

IVV1.11%$111

VOO1.07%$107

SPYM1.03%$103

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$150most kept, FNCL

FNCL$158 − $8 = $150

IVV$111 − $3 = $108

VOO$107 − $3 = $104

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FNCL, VOO, SPYM, IVV

Today

99.9%most shared, SPYM and IVV

FNCLVOOSPYMIVV

FNCL—11.0%12.2%12.2%

VOO11.0%—92.7%92.7%

SPYM12.2%92.7%—99.9%

IVV12.2%92.7%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%IVV, at 13.8% volatility

VOOWorst drop−8.9%13.7% vol

SPYMWorst drop−8.9%13.7% vol

IVVWorst drop−8.9%13.8% vol

FNCLWorst drop−14.8%15.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLSPYM

+6.8%Year to date+11.3%

1.6%Yield1.0%

+12.3%Past year+13.6%

0.08%Fee0.02%

3–1SPYM wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026