Compare · 3 funds side by side · dividends reinvested

FNCL, VOO and VTI

FNCLFidelity×VOOVanguard×VTIVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,115VOO · best of the three

02 / 04

FNCL, VOO and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.05%+13.4%+13.5%+24.0%+11.5%−8.9%13.1%$689B2.0

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.55%+8.9%+15.0%+25.2%+10.0%−14.8%15.0%$2.2B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: FNCL 2013 · VOO 2010 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.2B$16,077

FNCL

VOO

Vanguard S&P 500 ETF · $1.00T$18,115

$10,000 five years ago, dividends reinvested · they hold 11.0% in common

FNCLMeasureVOO

+8.9%Year to dateJan 1 → Nov 4+13.4%

+15.0%1 yearTotal return+13.5%

+25.2%3 years · per year$10,000 became $19,633 · $19,172+24.2%

+10.0%5 years · per year$10,000 became $16,077 · $18,115+12.6%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

1.55%Trailing 12-mo yield$155 · $105 a year on $10k1.05%

−14.8%Worst dropSmaller is better−8.9%

15.0%VolatilityLower is calmer12.8%

FNCLVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VOO wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs VOO: Top 5 Holdings

Today

FNCL

36.0%in top 5

VOO

in top 528.3%

FNCLStockVOO

10.0%JPMnot top 5

8.8%BRK-Bnot top 5

not top 5NVDA8.4%

7.8%Vnot top 5

not top 5AAPL7.4%

5.9%MAnot top 5

not top 5MSFT5.8%

not top 5AMZN3.7%

3.6%BACnot top 5

not top 5GOOGL3.1%

Held in common11.0%

End-of-day Nov 4, 2026 · share of each fund

FNCL vs VOO Returns, Every Period

FidelityFNCL

+10.0%

5 years, per year

VOOVanguard

+12.6%

5 years, per year

FNCLVOOFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Sector vs Core: FNCL vs VOO

YTD

FidelityFNCL

+8.9%

VOOVanguard

+13.4%

+8.9%Year to date+13.4%

−14.8%Worst drop · 1Y−8.9%

15.0%Volatility · 1Y12.8%

1.5%Yield1.1%

$2.2BAssets$1.00T

3–1VOO wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, VOO, VTI

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VTI0.03%$3

FNCL0.08%$8

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: FNCL, VOO, VTI

1.55%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.55%$155

VOO1.05%$105

VTI1.05%$105

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$147most kept, FNCL

FNCL$155 − $8 = $147

VOO$105 − $3 = $102

VTI$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: FNCL, VOO, VTI

Today

89.0%most shared, VOO and VTI

FNCLVOOVTI

FNCL—11.0%11.3%

VOO11.0%—89.0%

VTI11.3%89.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.0%FNCL, at 15.0% volatility

VOOWorst drop−8.9%12.8% vol

VTIWorst drop−8.9%13.1% vol

FNCLWorst drop−14.8%15.0% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLVTI

+8.9%Year to date+13.4%

1.5%Yield1.0%

+15.0%Past year+13.5%

0.08%Fee0.03%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026