Compare · 2 funds side by side · dividends reinvested

FNCL and VTI

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,332VTI · best of the two

02 / 04

FNCL and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.05%+13.4%+13.5%+24.0%+11.5%−8.9%13.1%$689B1.4

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.55%+8.9%+15.0%+25.2%+10.0%−14.8%15.0%$2.2B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: FNCL 2013 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.2B$15,425

FNCL

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested · they hold 11.3% in common

FNCLMeasureVTI

+8.9%Year to dateJan 1 → Nov 5+13.4%

+15.0%1 yearTotal return+13.5%

+25.2%3 years · per year$10,000 became $19,633 · $19,059+24.0%

+10.0%5 years · per year$10,000 became $16,077 · $17,257+11.5%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

1.55%Trailing 12-mo yield$155 · $105 a year on $10k1.05%

−14.8%Worst dropSmaller is better−8.9%

15.0%VolatilityLower is calmer13.1%

FNCLVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs VTI: Top 5 Holdings

Today

FNCL

36.0%in top 5

VTI

in top 525.0%

FNCLStockVTI

10.0%JPMnot top 5

8.8%BRK-Bnot top 5

7.8%Vnot top 5

not top 5NVDA7.1%

not top 5AAPL6.6%

5.9%MAnot top 5

not top 5MSFT5.2%

3.6%BACnot top 5

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common11.3%

End-of-day Nov 5, 2026 · share of each fund

FNCL vs VTI Returns, Every Period

FidelityFNCL

+10.0%

5 years, per year

VTIVanguard

+11.5%

5 years, per year

FNCLVTIFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Sector vs Core: FNCL vs VTI

YTD

FidelityFNCL

+8.9%

VTIVanguard

+13.4%

+8.9%Year to date+13.4%

−14.8%Worst drop · 1Y−8.9%

15.0%Volatility · 1Y13.1%

1.5%Yield1.0%

$2.2BAssets$689B

3–1VTI wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

FNCL0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: FNCL, VTI

1.55%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.55%$155

VTI1.05%$105

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$147most kept, FNCL

FNCL$155 − $8 = $147

VTI$105 − $3 = $102

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: FNCL, VTI

Today

11.3%most shared, FNCL and VTI

FNCLVTI

FNCL—11.3%

VTI11.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+15.0%FNCL, at 15.0% volatility

VTIWorst drop−8.9%13.1% vol

FNCLWorst drop−14.8%15.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLVTI

+8.9%Year to date+13.4%

1.5%Yield1.0%

+15.0%Past year+13.5%

0.08%Fee0.03%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026