Compare · 3 funds side by side · dividends reinvested

FNCL, VTI and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,151IVV · best of the three

02 / 04

FNCL, VTI and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.4%+9.7%+22.1%+11.4%−8.9%13.6%$887B1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.0

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.59%+5.8%+11.3%+23.6%+9.1%−14.8%15.3%$2.2B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: FNCL 2013 · VTI 2001 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.2B$15,425

FNCL

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested · they hold 11.3% in common

FNCLMeasureVTI

+5.8%Year to dateJan 1 → Nov 5+8.4%

+11.3%1 yearTotal return+9.9%

+23.6%3 years · per year$10,000 became $18,881 · $18,113+21.9%

+9.1%5 years · per year$10,000 became $15,425 · $16,332+10.3%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

1.59%Trailing 12-mo yield$159 · $110 a year on $10k1.10%

−14.8%Worst dropSmaller is better−8.9%

15.3%VolatilityLower is calmer13.7%

FNCLVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs VTI: Top 5 Holdings

Today

FNCL

36.3%in top 5

VTI

in top 525.0%

FNCLStockVTI

10.1%JPMnot top 5

8.8%BRK-Bnot top 5

7.8%Vnot top 5

not top 5NVDA7.1%

not top 5AAPL6.6%

5.9%MAnot top 5

not top 5MSFT5.2%

3.6%BACnot top 5

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common11.3%

End-of-day Nov 5, 2026 · share of each fund

FNCL vs VTI Returns, Every Period

FidelityFNCL

+9.1%

5 years, per year

VTIVanguard

+10.3%

5 years, per year

FNCLVTIFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Sector vs Core: FNCL vs IVV

YTD

FidelityFNCL

+5.8%

IVViShares

+8.4%

+5.8%Year to date+8.4%

−14.8%Worst drop · 1Y−8.9%

15.3%Volatility · 1Y13.6%

1.6%Yield1.1%

$2.2BAssets$887B

3–1IVV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, VTI, IVV

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

IVV0.03%$3

FNCL0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: FNCL, VTI, IVV

1.59%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.59%$159

IVV1.14%$114

VTI1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$151most kept, FNCL

FNCL$159 − $8 = $151

IVV$114 − $3 = $111

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: FNCL, VTI, IVV

Today

86.5%most shared, VTI and IVV

FNCLVTIIVV

FNCL—11.3%12.1%

VTI11.3%—86.5%

IVV12.1%86.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.3%FNCL, at 15.3% volatility

IVVWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

FNCLWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLVTI

+5.8%Year to date+8.4%

1.6%Yield1.1%

+11.3%Past year+9.9%

0.08%Fee0.03%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026