Compare · 3 funds side by side · dividends reinvested

FNCL, VTI and VOO

FNCLFidelity×VTIVanguard×VOOVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177VOO · best of the three

02 / 04

FNCL, VTI and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.0

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.60%+5.2%+10.2%+23.1%+9.0%−14.8%15.3%$2.3B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FNCL 2013 · VTI 2001 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.3B$15,379

FNCL

VOO

Vanguard S&P 500 ETF · $1.00T$17,177

$10,000 five years ago, dividends reinvested · they hold 11.0% in common

FNCLMeasureVOO

+5.2%Year to dateJan 1 → Nov 6+8.7%

+10.2%1 yearTotal return+9.8%

+23.1%3 years · per year$10,000 became $18,650 · $18,079+21.8%

+9.0%5 years · per year$10,000 became $15,379 · $17,177+11.4%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

1.60%Trailing 12-mo yield$160 · $110 a year on $10k1.10%

−14.8%Worst dropSmaller is better−8.9%

15.3%VolatilityLower is calmer13.5%

FNCLVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VOO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs VOO: Top 5 Holdings

Today

FNCL

36.2%in top 5

VOO

in top 528.3%

FNCLStockVOO

10.0%JPMnot top 5

9.0%BRK-Bnot top 5

not top 5NVDA8.4%

7.8%Vnot top 5

not top 5AAPL7.4%

5.9%MAnot top 5

not top 5MSFT5.8%

not top 5AMZN3.7%

3.6%BACnot top 5

not top 5GOOGL3.1%

Held in common11.0%

End-of-day Nov 6, 2026 · share of each fund

FNCL vs VOO Returns, Every Period

FidelityFNCL

+9.0%

5 years, per year

VOOVanguard

+11.4%

5 years, per year

FNCLVOOFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Core: FNCL vs VOO

YTD

FidelityFNCL

+5.2%

VOOVanguard

+8.7%

+5.2%Year to date+8.7%

−14.8%Worst drop · 1Y−8.9%

15.3%Volatility · 1Y13.5%

1.6%Yield1.1%

$2.3BAssets$1.00T

3–1VOO wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, VTI, VOO

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VOO0.03%$3

FNCL0.08%$8

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FNCL, VTI, VOO

1.60%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.60%$160

VOO1.10%$110

VTI1.09%$109

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$152most kept, FNCL

FNCL$160 − $8 = $152

VOO$110 − $3 = $107

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FNCL, VTI, VOO

Today

89.0%most shared, VTI and VOO

FNCLVTIVOO

FNCL—11.3%11.0%

VTI11.3%—89.0%

VOO11.0%89.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.2%FNCL, at 15.3% volatility

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

FNCLWorst drop−14.8%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLVTI

+5.2%Year to date+8.9%

1.6%Yield1.1%

+10.2%Past year+9.9%

0.08%Fee0.03%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026