Compare · 3 funds side by side · dividends reinvested

FNCL, VYM and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,742VYM · best of the three

02 / 04

FNCL, VYM and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.22%+17.2%+21.2%+21.6%+12.2%−6.7%10.1%$78.9B1.5

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.8

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.55%+8.9%+15.0%+25.2%+10.0%−14.8%15.0%$2.2B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: FNCL 2013 · VYM 2006 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.2B$16,077

FNCL

VYM

Vanguard High Dividend Yield ETF · $78.9B$17,742

$10,000 five years ago, dividends reinvested · they hold 20.2% in common

FNCLMeasureVYM

+8.9%Year to dateJan 1 → Nov 4+17.2%

+15.0%1 yearTotal return+21.2%

+25.2%3 years · per year$10,000 became $19,633 · $17,970+21.6%

+10.0%5 years · per year$10,000 became $16,077 · $17,742+12.2%

0.08%Expense ratio$8 · $4 a year on $10k · lower is better0.04%

1.55%Trailing 12-mo yield$155 · $222 a year on $10k2.22%

−14.8%Worst dropSmaller is better−6.7%

15.0%VolatilityLower is calmer10.1%

FNCLVYM Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VYM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs VYM: Top 5 Holdings

Today

FNCL

36.0%in top 5

VYM

in top 518.2%

FNCLStockVYM

10.0%JPM3.8%

8.8%BRK-Bnot top 5

7.8%Vnot top 5

not top 5AVGO6.9%

5.9%MAnot top 5

3.6%BACnot top 5

not top 5XOM2.8%

not top 5JNJ2.7%

not top 5ABBV2.0%

Held in common20.2%

End-of-day Nov 4, 2026 · share of each fund

FNCL vs VYM Returns, Every Period

FidelityFNCL

+10.0%

5 years, per year

VYMVanguard

+12.2%

5 years, per year

FNCLVYMFaded: behind in that period

1–3VYM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Sector vs Income: FNCL vs SCHD

YTD

FidelityFNCL

+8.9%

SCHDSchwab

+35.3%

+8.9%Year to date+35.3%

−14.8%Worst drop · 1Y−6.9%

15.0%Volatility · 1Y11.5%

1.5%Yield2.9%

$2.2BAssets$123B

4–0SCHD wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, VYM, SCHD

Today

0.04%lowest, VYM

FundExpense ratioFee$10k

VYM0.04%$4

SCHD0.06%$6

FNCL0.08%$8

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: FNCL, VYM, SCHD

2.91%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.91%$291

VYM2.22%$222

FNCL1.55%$155

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

VYM$222 − $4 = $218

FNCL$155 − $8 = $147

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: FNCL, VYM, SCHD

Today

21.9%most shared, VYM and SCHD

FNCLVYMSCHD

FNCL—20.2%4.2%

VYM20.2%—21.9%

SCHD4.2%21.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+41.6%SCHD, at 11.5% volatility

VYMWorst drop−6.7%10.1% vol

SCHDWorst drop−6.9%11.5% vol

FNCLWorst drop−14.8%15.0% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDVYM

+35.3%Year to date+17.2%

2.9%Yield2.2%

+41.6%Past year+21.2%

0.06%Fee0.04%

3–1SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026