Compare · 3 funds side by side · dividends reinvested

FNCL, VYM and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,002VYM · best of the three

02 / 04

FNCL, VYM and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.30%+13.3%+17.7%+20.0%+11.2%−6.7%10.6%$78.9B1.6

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$120B1.6

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.59%+5.8%+11.3%+23.6%+9.1%−14.8%15.3%$2.3B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: FNCL 2013 · VYM 2006 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.3B$15,425

FNCL

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,375

$10,000 five years ago, dividends reinvested · they hold 4.2% in common

FNCLMeasureSCHD

+5.8%Year to dateJan 1 → Nov 5+32.3%

+11.3%1 yearTotal return+38.7%

+23.6%3 years · per year$10,000 became $18,881 · $17,414+20.3%

+9.1%5 years · per year$10,000 became $15,425 · $16,375+10.4%

0.08%Expense ratio$8 · $6 a year on $10k · lower is better0.06%

1.59%Trailing 12-mo yield$159 · $298 a year on $10k2.98%

−14.8%Worst dropSmaller is better−6.9%

15.3%VolatilityLower is calmer11.7%

FNCLSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs SCHD: Top 5 Holdings

Today

FNCL

36.3%in top 5

SCHD

in top 521.7%

FNCLStockSCHD

10.1%JPMnot top 5

8.8%BRK-Bnot top 5

7.8%Vnot top 5

5.9%MAnot top 5

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

3.6%BACnot top 5

Held in common4.2%

End-of-day Nov 5, 2026 · share of each fund

FNCL vs SCHD Returns, Every Period

FidelityFNCL

+9.1%

5 years, per year

SCHDSchwab

+10.4%

5 years, per year

FNCLSCHDFaded: behind in that period

1–3SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Sector vs Income: FNCL vs SCHD

YTD

FidelityFNCL

+5.8%

SCHDSchwab

+32.3%

+5.8%Year to date+32.3%

−14.8%Worst drop · 1Y−6.9%

15.3%Volatility · 1Y11.7%

1.6%Yield3.0%

$2.3BAssets$120B

4–0SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, VYM, SCHD

Today

0.04%lowest, VYM

FundExpense ratioFee$10k

VYM0.04%$4

SCHD0.06%$6

FNCL0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: FNCL, VYM, SCHD

2.98%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.98%$298

VYM2.30%$230

FNCL1.59%$159

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

VYM$230 − $4 = $226

FNCL$159 − $8 = $151

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: FNCL, VYM, SCHD

Today

21.9%most shared, VYM and SCHD

FNCLVYMSCHD

FNCL—20.2%4.2%

VYM20.2%—21.9%

SCHD4.2%21.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

VYMWorst drop−6.7%10.6% vol

SCHDWorst drop−6.9%11.7% vol

FNCLWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDVYM

+32.3%Year to date+13.3%

3.0%Yield2.3%

+38.7%Past year+17.7%

0.06%Fee0.04%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026