Compare · 3 funds side by side · dividends reinvested

FNCL, XLE and SPYM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,271XLE · best of the three

02 / 04

FNCL, XLE and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.8

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.46%+41.3%+44.3%+15.9%+20.4%−15.0%23.3%$40.5B1.9

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.58%+6.8%+12.3%+22.7%+9.2%−14.8%15.4%$2.3B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FNCL 2013 · XLE 1998 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.3B$15,532

FNCL

SPYM

State Street SPDR Portfolio S&P 500 ETF · $179B$17,553

$10,000 five years ago, dividends reinvested · they hold 12.2% in common

FNCLMeasureSPYM

+6.8%Year to dateJan 1 → Nov 9+11.3%

+12.3%1 yearTotal return+13.6%

+22.7%3 years · per year$10,000 became $18,458 · $18,161+22.0%

+9.2%5 years · per year$10,000 became $15,532 · $17,553+11.9%

0.08%Expense ratio$8 · $2 a year on $10k · lower is better0.02%

1.58%Trailing 12-mo yield$158 · $103 a year on $10k1.03%

−14.8%Worst dropSmaller is better−8.9%

15.4%VolatilityLower is calmer13.7%

FNCLSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SPYM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs SPYM: Top 5 Holdings

Today

FNCL

36.3%in top 5

SPYM

in top 527.8%

FNCLStockSPYM

9.9%JPMnot top 5

9.0%BRK-Bnot top 5

not top 5AAPL7.9%

7.9%Vnot top 5

not top 5NVDA7.1%

not top 5MSFT6.2%

5.9%MAnot top 5

not top 5AMZN4.0%

3.6%BACnot top 5

not top 5GOOGL2.6%

Held in common12.2%

End-of-day Nov 9, 2026 · share of each fund

FNCL vs SPYM Returns, Every Period

FidelityFNCL

+9.2%

5 years, per year

SPYMSPDR

+11.9%

5 years, per year

FNCLSPYMFaded: behind in that period

1–3SPYM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FNCL vs XLE

YTD

FidelityFNCL

+6.8%

XLESPDR

+41.3%

+6.8%Year to date+41.3%

−14.8%Worst drop · 1Y−15.0%

15.4%Volatility · 1Y23.3%

1.6%Yield2.5%

$2.3BAssets$40.5B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, XLE, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

FNCL0.08%$8

XLE0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FNCL, XLE, SPYM

2.46%highest, XLE

FundTrailing yieldYield$10k

XLE2.46%$246

FNCL1.58%$158

SPYM1.03%$103

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$238most kept, XLE

XLE$246 − $8 = $238

FNCL$158 − $8 = $150

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FNCL, XLE, SPYM

Today

12.2%most shared, FNCL and SPYM

FNCLXLESPYM

FNCL—0.0%12.2%

XLE0.0%—3.5%

SPYM12.2%3.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+44.3%XLE, at 23.3% volatility

SPYMWorst drop−8.9%13.7% vol

FNCLWorst drop−14.8%15.4% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLESPYM

+41.3%Year to date+11.3%

2.5%Yield1.0%

+44.3%Past year+13.6%

0.08%Fee0.02%

3–1XLE wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026