Compare · 3 funds side by side · dividends reinvested

FNCL, XLF and VGT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$21,281VGT · best of the three

02 / 04

FNCL, XLF and VGT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B1.9

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.58%+6.8%+12.3%+22.7%+9.2%−14.8%15.4%$2.3B2.0

Vanguard Information Technology ETFSectors · Technology0.09%0.42%+19.3%+18.0%+29.2%+16.3%−17.5%26.6%$155B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FNCL 2013 · XLF 1998 · VGT 2004

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.3B$15,532

FNCL

XLF

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

$10,000 five years ago, dividends reinvested · they hold 83.8% in common

FNCLMeasureXLF

+6.8%Year to dateJan 1 → Nov 9+7.2%

+12.3%1 yearTotal return+12.4%

+22.7%3 years · per year$10,000 became $18,458 · $18,230+22.2%

+9.2%5 years · per year$10,000 became $15,532 · $15,690+9.4%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

1.58%Trailing 12-mo yield$158 · $142 a year on $10k1.42%

−14.8%Worst dropSmaller is better−14.8%

15.4%VolatilityLower is calmer15.3%

FNCLXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4XLF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs XLF: Top 5 Holdings

Today

FNCL

36.3%in top 5

XLF

in top 543.8%

FNCLStockXLF

9.0%BRK-B13.2%

9.9%JPM11.1%

7.9%V9.0%

5.9%MA6.6%

3.6%BAC4.0%

Held in common83.8%

End-of-day Nov 9, 2026 · share of each fund

FNCL vs XLF Returns, Every Period

FidelityFNCL

+9.2%

5 years, per year

XLFSPDR

+9.4%

5 years, per year

FNCLXLFFaded: behind in that period

1–3XLF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FNCL vs XLF

YTD

FidelityFNCL

+6.8%

XLFSPDR

+7.2%

+6.8%Year to date+7.2%

−14.8%Worst drop · 1Y−14.8%

15.4%Volatility · 1Y15.3%

1.6%Yield1.4%

$2.3BAssets$53.4B

2–1XLF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, XLF, VGT

Today

0.08%lowest, FNCL

FundExpense ratioFee$10k

FNCL0.08%$8

XLF0.08%$8

VGT0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FNCL, XLF, VGT

1.58%highest, FNCL

FundTrailing yieldYield$10k

FNCL1.58%$158

XLF1.42%$142

VGT0.42%$42

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$150most kept, FNCL

FNCL$158 − $8 = $150

XLF$142 − $8 = $134

VGT$42 − $9 = $33

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FNCL, XLF, VGT

Today

83.8%most shared, FNCL and XLF

FNCLXLFVGT

FNCL—83.8%0.0%

XLF83.8%—0.0%

VGT0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.0%VGT, at 26.6% volatility

XLFWorst drop−14.8%15.3% vol

FNCLWorst drop−14.8%15.4% vol

VGTWorst drop−17.5%26.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FNCLVGT

+6.8%Year to date+19.3%

1.6%Yield0.4%

+12.3%Past year+18.0%

0.08%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026