Compare · 2 funds side by side · dividends reinvested

FNCL and XLK

FNCLFidelity×XLKSPDR×
$5k$10k$15k$20k$25k$30kLow $7,279 · 2022XLK$21,164FNCL$15,379Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$21,164XLK · best of the two
02 / 04

FNCL and XLK, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.51%+14.8%+12.2%+26.2%+16.2%−19.6%28.5%$117B1.4
Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.60%+5.2%+10.2%+23.1%+9.0%−14.8%15.3%$2.3B1.5
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 6, 2026 · returns include dividends · since: FNCL 2013 · XLK 1998
@TheETFTracker·theetftracker.com

Head to Head

5Y
Fidelity MSCI Financials Index ETF · $2.3B$15,379
FNCL
XLK
State Street Technology Select Sector SPDR ETF · $117B$21,164

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

FNCLMeasureXLK
+5.2%Year to dateJan 1 → Nov 6+14.8%
+10.2%1 yearTotal return+12.2%
+23.1%3 years · per year$10,000 became $18,650 · $20,083+26.2%
+9.0%5 years · per year$10,000 became $15,379 · $21,164+16.2%
0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%
1.60%Trailing 12-mo yield$160 · $51 a year on $10k0.51%
−14.8%Worst dropSmaller is better−19.6%
15.3%VolatilityLower is calmer28.5%
FNCLXLK Winner of the row, in its colourEach row: the bigger of the two fills its side
3–4XLK wins
End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
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More Ways to See the Pairs

FNCL vs XLK: Top 5 Holdings

Today
36.2%in top 5
XLK
in top 553.7%
FNCLStockXLK
not top 5AAPL16.9%
not top 5NVDA14.8%
not top 5MSFT13.4%
10.0%JPMnot top 5
9.0%BRK-Bnot top 5
7.8%Vnot top 5
5.9%MAnot top 5
not top 5AVGO4.7%
not top 5AMD4.0%
3.6%BACnot top 5
Held in common0.0%
End-of-day Nov 6, 2026 · share of each fund
@TheETFTracker·theetftracker.com

FNCL vs XLK Returns, Every Period

5Y
FidelityFNCL
+9.0%
5 years, per year
XLKSPDR
+16.2%
5 years, per year
0%+10%+20%+30%+5.2%+14.8%YTD+10.2%+12.2%1 year+23.1%+26.2%3 yrs · yr+9.0%+16.2%5 yrs · yr
FNCLXLKFaded: behind in that period
0–4XLK wins
End-of-day Nov 6, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

FNCL vs XLK

YTD
FidelityFNCL
+5.2%
XLKSPDR
+14.8%
Jan 1Nov 6+5.2%+14.8%
+5.2%Year to date+14.8%
−14.8%Worst drop · 1Y−19.6%
15.3%Volatility · 1Y28.5%
1.6%Yield0.5%
$2.3BAssets$117B
3–1FNCL wins
End-of-day Nov 6, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: FNCL, XLK

Today
0.08%lowest, FNCL
FundExpense ratioFee$10k
FNCL0.08%$8
XLK0.08%$8
End-of-day Nov 6, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: FNCL, XLK

1Y
1.60%highest, FNCL
FundTrailing yieldYield$10k
FNCL1.60%$160
XLK0.51%$51
End-of-day Nov 6, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$152most kept, FNCL
FNCL$160 − $8 = $152
XLK$51 − $8 = $43
KeptFee
End-of-day Nov 6, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: FNCL, XLK

Today
0.0%most shared, FNCL and XLK
FNCLXLK
FNCL—0.0%
XLK0.0%—
End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+12.2%XLK, at 28.5% volatility
0%+5%+10%+15%10%20%30%40%Volatility · 1 year → bumpierXLK +12.2%FNCL +10.2%
FNCLWorst drop−14.8%15.3% vol
XLKWorst drop−19.6%28.5% vol
End-of-day Nov 6, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 6+5.2%+14.8%
+5.2%Year to date+14.8%
1.6%Yield0.5%
+10.2%Past year+12.2%
0.08%Fee0.08%
2–1XLK wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

XLK vs VGT

YTD
SPDRXLK
+14.8%
VGTVanguard
+15.6%
Jan 1Nov 6+14.8%+15.6%
+14.8%Year to date+15.6%
0.08% · $8Fee · on $10k a year0.09% · $9
$117BAssets$155B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

SCHD vs VIG

YTD
SchwabSCHD
+31.4%
VIGVanguard
+12.1%
Jan 1Nov 6+31.4%+12.1%
+31.4%Year to date+12.1%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+3.2%
JEPIJ.P. Morgan
+5.3%
Jan 1Nov 6+3.2%+5.3%
+3.2%Year to date+5.3%
12.8%Yield8.1%
$42.6BAssets$46.8B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com