Compare · 3 funds side by side · dividends reinvested

FNCL, XLV and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,271XLE · best of the three

02 / 04

FNCL, XLV and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.46%+41.3%+44.3%+15.9%+20.4%−15.0%23.3%$40.5B1.8

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.58%+6.8%+12.3%+22.7%+9.2%−14.8%15.4%$2.3B1.9

State Street Health Care Select Sector SPDR ETFSectors · Health care0.08%1.35%+23.2%+31.2%+16.0%+8.9%−10.5%16.9%$49.7B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FNCL 2013 · XLV 1998 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Financials Index ETF · $2.3B$15,532

FNCL

XLV

State Street Health Care Select Sector SPDR ETF · $49.7B$15,284

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

FNCLMeasureXLV

+6.8%Year to dateJan 1 → Nov 9+23.2%

+12.3%1 yearTotal return+31.2%

+22.7%3 years · per year$10,000 became $18,458 · $15,616+16.0%

+9.2%5 years · per year$10,000 became $15,532 · $15,284+8.9%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

1.58%Trailing 12-mo yield$158 · $135 a year on $10k1.35%

−14.8%Worst dropSmaller is better−10.5%

15.4%VolatilityLower is calmer16.9%

FNCLXLV Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3FNCL wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNCL vs XLV: Top 5 Holdings

Today

FNCL

36.3%in top 5

XLV

in top 544.5%

FNCLStockXLV

not top 5LLY16.2%

9.9%JPMnot top 5

not top 5JNJ9.9%

9.0%BRK-Bnot top 5

7.9%Vnot top 5

not top 5ABBV7.7%

5.9%MAnot top 5

not top 5MRK5.4%

not top 5UNH5.3%

3.6%BACnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

FNCL vs XLV Returns, Every Period

FidelityFNCL

+9.2%

5 years, per year

XLVSPDR

+8.9%

5 years, per year

FNCLXLVFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FNCL vs XLE

YTD

FidelityFNCL

+6.8%

XLESPDR

+41.3%

+6.8%Year to date+41.3%

−14.8%Worst drop · 1Y−15.0%

15.4%Volatility · 1Y23.3%

1.6%Yield2.5%

$2.3BAssets$40.5B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNCL, XLV, XLE

Today

0.08%lowest, FNCL

FundExpense ratioFee$10k

FNCL0.08%$8

XLV0.08%$8

XLE0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FNCL, XLV, XLE

2.46%highest, XLE

FundTrailing yieldYield$10k

XLE2.46%$246

FNCL1.58%$158

XLV1.35%$135

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$238most kept, XLE

XLE$246 − $8 = $238

FNCL$158 − $8 = $150

XLV$135 − $8 = $127

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FNCL, XLV, XLE

Today

0.0%most shared, FNCL and XLV

FNCLXLVXLE

FNCL—0.0%0.0%

XLV0.0%—0.0%

XLE0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+44.3%XLE, at 23.3% volatility

FNCLWorst drop−14.8%15.4% vol

XLVWorst drop−10.5%16.9% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLEXLV

+41.3%Year to date+23.2%

2.5%Yield1.4%

+44.3%Past year+31.2%

0.08%Fee0.08%

3–0XLE wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026