Compare · 4 funds side by side · dividends reinvested

FNDF, CWI, IEMG and VEA

FNDFSchwab×CWISPDR×IEMGiShares×VEAVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,637FNDF · best of the four

02 / 04

FNDF, CWI, IEMG and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.10%+17.4%+24.6%+23.6%+13.3%−10.6%16.6%$26.0B1.3

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B2.3

State Street SPDR MSCI ACWI ex-US ETFInternational · Ex-US broad0.30%2.84%+8.3%+11.9%+19.8%+8.4%−11.5%17.9%$2.9B2.8

iShares Core MSCI Emerging Markets ETFInternational · Emerging0.09%2.49%+8.3%+8.8%+19.3%+6.0%−17.8%25.5%$139B3.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FNDF 2013 · CWI 2007 · IEMG 2012 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Fundamental International Large Company Index ETF · $26.0B$18,637

FNDF

CWI

State Street SPDR MSCI ACWI ex-US ETF · $2.9B$14,934

$10,000 five years ago, dividends reinvested · they hold 52.1% in common

FNDFMeasureCWI

+17.4%Year to dateJan 1 → Nov 6+8.3%

+24.6%1 yearTotal return+11.9%

+23.6%3 years · per year$10,000 became $18,863 · $17,182+19.8%

+13.3%5 years · per year$10,000 became $18,637 · $14,934+8.4%

0.25%Expense ratio$25 · $30 a year on $10k · lower is better0.30%

3.10%Trailing 12-mo yield$310 · $284 a year on $10k2.84%

−10.6%Worst dropSmaller is better−11.5%

16.6%VolatilityLower is calmer17.9%

FNDFCWI Winner of the row, in its colourEach row: the bigger of the two fills its side

8–0FNDF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNDF vs CWI: Top 5 Holdings

Today

FNDF

9.4%in top 5

CWI

in top 59.5%

FNDFStockCWI

not top 52330.TW3.0%

2.9%SHEL.Lnot top 5

2.4%005930.Knot top 5

not top 5SMSN2.0%

1.8%TTE.PAnot top 5

not top 5ASML.AS1.6%

not top 5TSM1.5%

not top 5000660.K1.4%

1.3%7203.Tnot top 5

1.1%BHP.AXnot top 5

Held in common52.1%

End-of-day Nov 6, 2026 · share of each fund

FNDF vs CWI Returns, Every Period

SchwabFNDF

+13.3%

5 years, per year

CWISPDR

+8.4%

5 years, per year

FNDFCWIFaded: behind in that period

4–0FNDF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FNDF vs CWI

YTD

SchwabFNDF

+17.4%

CWISPDR

+8.3%

+17.4%Year to date+8.3%

−10.6%Worst drop · 1Y−11.5%

16.6%Volatility · 1Y17.9%

3.1%Yield2.8%

$26.0BAssets$2.9B

4–0FNDF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNDF, CWI, IEMG, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

IEMG0.09%$9

FNDF0.25%$25

CWI0.30%$30

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FNDF, CWI, IEMG, VEA

3.10%highest, FNDF

FundTrailing yieldYield$10k

FNDF3.10%$310

CWI2.84%$284

VEA2.51%$251

IEMG2.49%$249

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

CWI$284 − $30 = $254

VEA$251 − $3 = $248

IEMG$249 − $9 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FNDF, CWI, IEMG, VEA

Today

62.2%most shared, CWI and VEA

FNDFCWIIEMGVEA

FNDF—52.1%5.9%59.8%

CWI52.1%—20.2%62.2%

IEMG5.9%20.2%—9.5%

VEA59.8%62.2%9.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+24.6%FNDF, at 16.6% volatility

FNDFWorst drop−10.6%16.6% vol

CWIWorst drop−11.5%17.9% vol

VEAWorst drop−11.6%18.1% vol

IEMGWorst drop−17.8%25.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

FNDFVEA

+17.4%Year to date+9.7%

3.1%Yield2.5%

+24.6%Past year+14.8%

0.25%Fee0.03%

3–1FNDF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$139B

2–0IEMG wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026