Compare · 3 funds side by side · dividends reinvested

FNDF, CWI and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$19,326FNDF · best of the three

02 / 04

FNDF, CWI and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%2.99%+21.8%+28.6%+25.6%+14.1%−10.6%16.4%$25.9B1.1

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.50%+10.2%+16.0%+20.9%+8.7%−11.6%18.1%$232B2.3

State Street SPDR MSCI ACWI ex-US ETFInternational · Ex-US broad0.30%2.84%+8.4%+12.7%+20.2%+8.2%−11.5%18.0%$2.8B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: FNDF 2013 · CWI 2007 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR MSCI ACWI ex-US ETF · $2.8B$14,819

CWI

VEA

Vanguard FTSE Developed Markets ETF · $232B$15,147

$10,000 five years ago, dividends reinvested · they hold 62.5% in common

CWIMeasureVEA

+8.4%Year to dateJan 1 → Nov 5+10.2%

+12.7%1 yearTotal return+16.0%

+20.2%3 years · per year$10,000 became $17,366 · $17,652+20.9%

+8.2%5 years · per year$10,000 became $14,819 · $15,147+8.7%

0.30%Expense ratio$30 · $3 a year on $10k · lower is better0.03%

2.84%Trailing 12-mo yield$284 · $250 a year on $10k2.50%

−11.5%Worst dropSmaller is better−11.6%

18.0%VolatilityLower is calmer18.1%

CWIVEA Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VEA wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CWI vs VEA: Top 5 Holdings

Today

CWI

10.1%in top 5

VEA

in top 59.2%

CWIStockVEA

2.9%2330.TWnot top 5

not top 5005930.K2.8%

1.6%000660.K2.3%

2.2%SMSNnot top 5

1.7%ASML.AS2.1%

1.7%TSMnot top 5

not top 5HSBA.L1.0%

not top 5ROP.SW0.9%

Held in common62.5%

End-of-day Nov 5, 2026 · share of each fund

CWI vs VEA Returns, Every Period

SPDRCWI

+8.2%

5 years, per year

VEAVanguard

+8.7%

5 years, per year

CWIVEAFaded: behind in that period

0–4VEA wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

CWI vs FNDF

YTD

SPDRCWI

+8.4%

FNDFSchwab

+21.8%

+8.4%Year to date+21.8%

−11.5%Worst drop · 1Y−10.6%

18.0%Volatility · 1Y16.4%

2.8%Yield3.0%

$2.8BAssets$25.9B

4–0FNDF wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNDF, CWI, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

FNDF0.25%$25

CWI0.30%$30

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: FNDF, CWI, VEA

2.99%highest, FNDF

FundTrailing yieldYield$10k

FNDF2.99%$299

CWI2.84%$284

VEA2.50%$250

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

CWI$284 − $30 = $254

VEA$250 − $3 = $247

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: FNDF, CWI, VEA

Today

62.5%most shared, CWI and VEA

FNDFCWIVEA

FNDF—51.9%60.4%

CWI51.9%—62.5%

VEA60.4%62.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+28.6%FNDF, at 16.4% volatility

FNDFWorst drop−10.6%16.4% vol

CWIWorst drop−11.5%18.0% vol

VEAWorst drop−11.6%18.1% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

FNDFVEA

+21.8%Year to date+10.2%

3.0%Yield2.5%

+28.6%Past year+16.0%

0.25%Fee0.03%

3–1FNDF wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026