Compare · 3 funds side by side · dividends reinvested

FNDF, EFA and VT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,872FNDF · best of the three

02 / 04

FNDF, EFA and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.03%+20.2%+27.8%+23.7%+13.5%−10.6%16.7%$25.2B1.6

Vanguard Total World Stock ETFInternational · Global0.06%1.55%+11.3%+14.3%+20.9%+9.8%−9.7%14.9%$81.8B1.9

iShares MSCI EAFE ETFInternational · Developed0.32%3.21%+11.0%+15.6%+18.7%+8.6%−11.4%16.6%$75.5B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FNDF 2013 · EFA 2001 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Fundamental International Large Company Index ETF · $25.2B$18,872

FNDF

Vanguard Total World Stock ETF · $81.8B$15,957

$10,000 five years ago, dividends reinvested · they hold 19.9% in common

FNDFMeasureVT

+20.2%Year to dateJan 1 → Nov 9+11.3%

+27.8%1 yearTotal return+14.3%

+23.7%3 years · per year$10,000 became $18,931 · $17,661+20.9%

+13.5%5 years · per year$10,000 became $18,872 · $15,957+9.8%

0.25%Expense ratio$25 · $6 a year on $10k · lower is better0.06%

3.03%Trailing 12-mo yield$303 · $155 a year on $10k1.55%

−10.6%Worst dropSmaller is better−9.7%

16.7%VolatilityLower is calmer14.9%

FNDFVT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3FNDF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNDF vs VT: Top 5 Holdings

Today

FNDF

9.3%in top 5

in top 515.6%

FNDFStockVT

not top 5NVDA4.5%

not top 5AAPL4.1%

not top 5MSFT3.2%

2.9%SHEL.Lnot top 5

2.3%005930.Knot top 5

not top 5AMZN2.0%

1.8%TTE.PAnot top 5

not top 5GOOGL1.7%

1.2%7203.Tnot top 5

1.1%ROP.SWnot top 5

Held in common19.9%

End-of-day Nov 9, 2026 · share of each fund

FNDF vs VT Returns, Every Period

SchwabFNDF

+13.5%

5 years, per year

VTVanguard

+9.8%

5 years, per year

FNDFVTFaded: behind in that period

4–0FNDF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FNDF vs EFA

YTD

SchwabFNDF

+20.2%

EFAiShares

+11.0%

+20.2%Year to date+11.0%

−10.6%Worst drop · 1Y−11.4%

16.7%Volatility · 1Y16.6%

3.0%Yield3.2%

$25.2BAssets$75.5B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNDF, EFA, VT

Today

0.06%lowest, VT

FundExpense ratioFee$10k

VT0.06%$6

FNDF0.25%$25

EFA0.32%$32

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FNDF, EFA, VT

3.21%highest, EFA

FundTrailing yieldYield$10k

EFA3.21%$321

FNDF3.03%$303

VT1.55%$155

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

FNDF$303 − $25 = $278

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FNDF, EFA, VT

Today

58.8%most shared, FNDF and EFA

FNDFEFAVT

FNDF—58.8%19.9%

EFA58.8%—17.5%

VT19.9%17.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+27.8%FNDF, at 16.7% volatility

VTWorst drop−9.7%14.9% vol

EFAWorst drop−11.4%16.6% vol

FNDFWorst drop−10.6%16.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

EFAFNDF

+11.0%Year to date+20.2%

3.2%Yield3.0%

+15.6%Past year+27.8%

0.32%Fee0.25%

3–1FNDF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026