Compare · 4 funds side by side · dividends reinvested

FNDF, EFFI, VEA and VT

FNDFSchwab×EFFIHarbor×VEAVanguard×VTVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,637FNDF · best of the four

02 / 04

FNDF, EFFI, VEA and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.10%+17.4%+24.6%+23.6%+13.3%−10.6%16.6%$25.2B1.9

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFInternational · Ex-US broad0.55%3.92%+10.4%+15.0%[…][…]−10.5%15.3%$150M2.2

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.5%+10.4%+20.7%+9.4%−9.7%14.7%$81.8B2.5

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FNDF 2013 · EFFI 2024 · VEA 2007 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Fundamental International Large Company Index ETF · $25.2B$18,637

FNDF

EFFI

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF · $150M[…]

$10,000 five years ago, dividends reinvested · they hold 9.8% in common

FNDFMeasureEFFI

+17.4%Year to dateJan 1 → Nov 6+10.4%

+24.6%1 yearTotal return+15.0%

+23.6%3 years · per year$10,000 became $18,863 · […][…]

+13.3%5 years · per year$10,000 became $18,637 · […][…]

0.25%Expense ratio$25 · $55 a year on $10k · lower is better0.55%

3.10%Trailing 12-mo yield$310 · $392 a year on $10k3.92%

−10.6%Worst dropSmaller is better−10.5%

16.6%VolatilityLower is calmer15.3%

FNDFEFFI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNDF vs EFFI: Top 5 Holdings

Today

FNDF

9.4%in top 5

EFFI

in top 518.2%

FNDFStockEFFI

not top 5MBG.DE3.7%

not top 5OR.PA3.7%

not top 5SOON.SW3.6%

not top 54684.T3.6%

not top 5LUGDF3.5%

2.9%SHEL.Lnot top 5

2.4%005930.Knot top 5

1.8%TTE.PAnot top 5

1.3%7203.Tnot top 5

1.1%BHP.AXnot top 5

Held in common9.8%

End-of-day Nov 6, 2026 · share of each fund

FNDF vs EFFI Returns, Every Period

SchwabFNDF

+24.6%

past year

EFFIHarbor

+15.0%

past year

FNDFEFFIFaded: behind in that period

2–0FNDF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FNDF vs EFFI

YTD

SchwabFNDF

+17.4%

EFFIHarbor

+10.4%

+17.4%Year to date+10.4%

−10.6%Worst drop · 1Y−10.5%

16.6%Volatility · 1Y15.3%

3.1%Yield3.9%

$25.2BAssets$150M

3–1EFFI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNDF, EFFI, VEA, VT

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

VT0.06%$6

FNDF0.25%$25

EFFI0.55%$55

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FNDF, EFFI, VEA, VT

3.92%highest, EFFI

FundTrailing yieldYield$10k

EFFI3.92%$392

FNDF3.10%$310

VEA2.51%$251

VT1.59%$159

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$337most kept, EFFI

EFFI$392 − $55 = $337

FNDF$310 − $25 = $285

VEA$251 − $3 = $248

VT$159 − $6 = $153

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FNDF, EFFI, VEA, VT

Today

59.8%most shared, FNDF and VEA

FNDFEFFIVEAVT

FNDF—9.8%59.8%19.9%

EFFI9.8%—9.1%3.0%

VEA59.8%9.1%—23.3%

VT19.9%3.0%23.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+24.6%FNDF, at 16.6% volatility

VTWorst drop−9.7%14.7% vol

EFFIWorst drop−10.5%15.3% vol

FNDFWorst drop−10.6%16.6% vol

VEAWorst drop−11.6%18.1% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EFFIFNDF

+10.4%Year to date+17.4%

3.9%Yield3.1%

+15.0%Past year+24.6%

0.55%Fee0.25%

3–1FNDF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026