Compare · 3 funds side by side · dividends reinvested

FNDF, SPY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,637FNDF · best of the three

02 / 04

FNDF, SPY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.10%+17.4%+24.6%+23.6%+13.3%−10.6%16.6%$25.2B1.8

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FNDF 2013 · SPY 1993 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Fundamental International Large Company Index ETF · $25.2B$18,637

FNDF

VOO

Vanguard S&P 500 ETF · $1.00T$17,177

$10,000 five years ago, dividends reinvested · they hold 0.4% in common

FNDFMeasureVOO

+17.4%Year to dateJan 1 → Nov 6+8.7%

+24.6%1 yearTotal return+9.8%

+23.6%3 years · per year$10,000 became $18,863 · $18,079+21.8%

+13.3%5 years · per year$10,000 became $18,637 · $17,177+11.4%

0.25%Expense ratio$25 · $3 a year on $10k · lower is better0.03%

3.10%Trailing 12-mo yield$310 · $110 a year on $10k1.10%

−10.6%Worst dropSmaller is better−8.9%

16.6%VolatilityLower is calmer13.5%

FNDFVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3FNDF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNDF vs VOO: Top 5 Holdings

Today

FNDF

9.4%in top 5

VOO

in top 528.3%

FNDFStockVOO

not top 5NVDA8.4%

not top 5AAPL7.4%

not top 5MSFT5.8%

not top 5AMZN3.7%

not top 5GOOGL3.1%

2.9%SHEL.Lnot top 5

2.4%005930.Knot top 5

1.8%TTE.PAnot top 5

1.3%7203.Tnot top 5

1.1%BHP.AXnot top 5

Held in common0.4%

End-of-day Nov 6, 2026 · share of each fund

FNDF vs VOO Returns, Every Period

SchwabFNDF

+13.3%

5 years, per year

VOOVanguard

+11.4%

5 years, per year

FNDFVOOFaded: behind in that period

4–0FNDF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

International vs Core: FNDF vs VOO

YTD

SchwabFNDF

+17.4%

VOOVanguard

+8.7%

+17.4%Year to date+8.7%

−10.6%Worst drop · 1Y−8.9%

16.6%Volatility · 1Y13.5%

3.1%Yield1.1%

$25.2BAssets$1.00T

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNDF, SPY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

FNDF0.25%$25

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FNDF, SPY, VOO

3.10%highest, FNDF

FundTrailing yieldYield$10k

FNDF3.10%$310

VOO1.10%$110

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FNDF, SPY, VOO

Today

92.2%most shared, SPY and VOO

FNDFSPYVOO

FNDF—0.4%0.4%

SPY0.4%—92.2%

VOO0.4%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+24.6%FNDF, at 16.6% volatility

VOOWorst drop−8.9%13.5% vol

SPYWorst drop−8.9%13.6% vol

FNDFWorst drop−10.6%16.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

FNDFVOO

+17.4%Year to date+8.7%

3.1%Yield1.1%

+24.6%Past year+9.8%

0.25%Fee0.03%

3–1FNDF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026