Compare · 3 funds side by side · dividends reinvested

FNDF, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,791FNDF · best of the three

02 / 04

FNDF, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.05%+19.3%+26.1%+25.2%+13.4%−10.6%16.2%$25.8B1.8

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$185B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: FNDF 2013 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Fundamental International Large Company Index ETF · $25.8B$18,791

FNDF

SPY

State Street SPDR S&P 500 ETF · $798B$17,688

$10,000 five years ago, dividends reinvested · they hold 0.4% in common

FNDFMeasureSPY

+19.3%Year to dateJan 1 → Nov 3+11.5%

+26.1%1 yearTotal return+11.8%

+25.2%3 years · per year$10,000 became $19,645 · $19,046+24.0%

+13.4%5 years · per year$10,000 became $18,791 · $17,688+12.1%

0.25%Expense ratio$25 · $9 a year on $10k · lower is better0.09%

3.05%Trailing 12-mo yield$305 · $101 a year on $10k1.01%

−10.6%Worst dropSmaller is better−8.9%

16.2%VolatilityLower is calmer12.8%

FNDFSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3FNDF wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNDF vs SPY: Top 5 Holdings

Today

FNDF

9.8%in top 5

SPY

in top 527.4%

FNDFStockSPY

not top 5NVDA7.8%

not top 5AAPL7.7%

not top 5MSFT5.9%

not top 5AMZN3.6%

3.0%SHEL.Lnot top 5

2.7%005930.Knot top 5

not top 5GOOGL2.5%

1.9%TTE.PAnot top 5

1.1%7203.Tnot top 5

1.0%ROP.SWnot top 5

Held in common0.4%

End-of-day Nov 3, 2026 · share of each fund

FNDF vs SPY Returns, Every Period

SchwabFNDF

+13.4%

5 years, per year

SPYSPDR

+12.1%

5 years, per year

FNDFSPYFaded: behind in that period

4–0FNDF wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

International vs Core: FNDF vs SPYM

YTD

SchwabFNDF

+19.3%

SPYMSPDR

+11.5%

+19.3%Year to date+11.5%

−10.6%Worst drop · 1Y−8.9%

16.2%Volatility · 1Y12.7%

3.1%Yield1.0%

$25.8BAssets$185B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNDF, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

FNDF0.25%$25

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: FNDF, SPYM, SPY

3.05%highest, FNDF

FundTrailing yieldYield$10k

FNDF3.05%$305

SPYM1.03%$103

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$280most kept, FNDF

FNDF$305 − $25 = $280

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: FNDF, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

FNDFSPYMSPY

FNDF—0.4%0.4%

SPYM0.4%—99.9%

SPY0.4%99.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+26.1%FNDF, at 16.2% volatility

SPYMWorst drop−8.9%12.7% vol

SPYWorst drop−8.9%12.8% vol

FNDFWorst drop−10.6%16.2% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

FNDFSPYM

+19.3%Year to date+11.5%

3.1%Yield1.0%

+26.1%Past year+11.9%

0.25%Fee0.02%

3–1FNDF wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026