Compare · 4 funds side by side · dividends reinvested

FNDF, TPIF, VT and VXUS

FNDFSchwab×TPIFTimothy Plan×VTVanguard×VXUSVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,637FNDF · best of the four

02 / 04

FNDF, TPIF, VT and VXUS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.10%+17.4%+24.6%+23.6%+13.3%−10.6%16.6%$25.2B1.8

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.5%+10.4%+20.7%+9.4%−9.7%14.7%$81.8B2.4

Timothy Plan International ETFInternational · Ex-US broad0.62%2.74%+9.0%+13.2%+20.1%+7.8%−10.2%15.1%$270M2.5

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.45%+8.1%+11.6%+19.2%+7.7%−11.3%17.6%$163B3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FNDF 2013 · TPIF 2019 · VT 2008 · VXUS 2011

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Fundamental International Large Company Index ETF · $25.2B$18,637

FNDF

TPIF

Timothy Plan International ETF · $270M$14,546

$10,000 five years ago, dividends reinvested · they hold 35.6% in common

FNDFMeasureTPIF

+17.4%Year to dateJan 1 → Nov 6+9.0%

+24.6%1 yearTotal return+13.2%

+23.6%3 years · per year$10,000 became $18,863 · $17,307+20.1%

+13.3%5 years · per year$10,000 became $18,637 · $14,546+7.8%

0.25%Expense ratio$25 · $62 a year on $10k · lower is better0.62%

3.10%Trailing 12-mo yield$310 · $274 a year on $10k2.74%

−10.6%Worst dropSmaller is better−10.2%

16.6%VolatilityLower is calmer15.1%

FNDFTPIF Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2FNDF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNDF vs TPIF: Top 5 Holdings

Today

FNDF

9.4%in top 5

TPIF

in top 53.0%

FNDFStockTPIF

2.9%SHEL.Lnot top 5

2.4%005930.Knot top 5

1.8%TTE.PAnot top 5

1.3%7203.Tnot top 5

1.1%BHP.AXnot top 5

not top 50002.HK0.7%

not top 5FTS.TO0.6%

not top 5EMA.TO0.6%

not top 5H.TO0.6%

not top 5SRG.MI0.5%

Held in common35.6%

End-of-day Nov 6, 2026 · share of each fund

FNDF vs TPIF Returns, Every Period

SchwabFNDF

+13.3%

5 years, per year

TPIFTimothy Plan

+7.8%

5 years, per year

FNDFTPIFFaded: behind in that period

4–0FNDF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FNDF vs TPIF

YTD

SchwabFNDF

+17.4%

TPIFTimothy Plan

+9.0%

+17.4%Year to date+9.0%

−10.6%Worst drop · 1Y−10.2%

16.6%Volatility · 1Y15.1%

3.1%Yield2.7%

$25.2BAssets$270M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNDF, TPIF, VT, VXUS

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

VT0.06%$6

FNDF0.25%$25

TPIF0.62%$62

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FNDF, TPIF, VT, VXUS

3.10%highest, FNDF

FundTrailing yieldYield$10k

FNDF3.10%$310

TPIF2.74%$274

VXUS2.45%$245

VT1.59%$159

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

VXUS$245 − $5 = $240

TPIF$274 − $62 = $212

VT$159 − $6 = $153

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FNDF, TPIF, VT, VXUS

Today

47.3%most shared, FNDF and VXUS

FNDFTPIFVTVXUS

FNDF—35.6%19.9%47.3%

TPIF35.6%—11.5%26.6%

VT19.9%11.5%—29.9%

VXUS47.3%26.6%29.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+24.6%FNDF, at 16.6% volatility

VTWorst drop−9.7%14.7% vol

TPIFWorst drop−10.2%15.1% vol

FNDFWorst drop−10.6%16.6% vol

VXUSWorst drop−11.3%17.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

FNDFTPIF

+17.4%Year to date+9.0%

3.1%Yield2.7%

+24.6%Past year+13.2%

0.25%Fee0.62%

4–0FNDF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026