Compare · 3 funds side by side · dividends reinvested

FNDF, VT and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,872FNDF · best of the three

02 / 04

FNDF, VT and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.03%+20.2%+27.8%+23.7%+13.5%−10.6%16.7%$25.6B1.8

Vanguard Total World Stock ETFInternational · Global0.06%1.55%+11.3%+14.3%+20.9%+9.8%−9.7%14.9%$81.8B2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FNDF 2013 · VT 2008 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total World Stock ETF · $81.8B$15,957

FNDF

Schwab Fundamental International Large Company Index ETF · $25.6B$18,872

$10,000 five years ago, dividends reinvested · they hold 19.9% in common

VTMeasureFNDF

+11.3%Year to dateJan 1 → Nov 9+20.2%

+14.3%1 yearTotal return+27.8%

+20.9%3 years · per year$10,000 became $17,661 · $18,931+23.7%

+9.8%5 years · per year$10,000 became $15,957 · $18,872+13.5%

0.06%Expense ratio$6 · $25 a year on $10k · lower is better0.25%

1.55%Trailing 12-mo yield$155 · $303 a year on $10k3.03%

−9.7%Worst dropSmaller is better−10.6%

14.9%VolatilityLower is calmer16.7%

VTFNDF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5FNDF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VT vs FNDF: Top 5 Holdings

Today

15.6%in top 5

FNDF

in top 59.3%

VTStockFNDF

4.5%NVDAnot top 5

4.1%AAPLnot top 5

3.2%MSFTnot top 5

not top 5SHEL.L2.9%

not top 5005930.K2.3%

2.0%AMZNnot top 5

not top 5TTE.PA1.8%

1.7%GOOGLnot top 5

not top 57203.T1.2%

not top 5ROP.SW1.1%

Held in common19.9%

End-of-day Nov 9, 2026 · share of each fund

VT vs FNDF Returns, Every Period

VanguardVT

+9.8%

5 years, per year

FNDFSchwab

+13.5%

5 years, per year

VTFNDFFaded: behind in that period

0–4FNDF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VT vs FNDF

YTD

VanguardVT

+11.3%

FNDFSchwab

+20.2%

+11.3%Year to date+20.2%

−9.7%Worst drop · 1Y−10.6%

14.9%Volatility · 1Y16.7%

1.6%Yield3.0%

$81.8BAssets$25.6B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FNDF, VT, SPY

Today

0.06%lowest, VT

FundExpense ratioFee$10k

VT0.06%$6

SPY0.09%$9

FNDF0.25%$25

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FNDF, VT, SPY

3.03%highest, FNDF

FundTrailing yieldYield$10k

FNDF3.03%$303

VT1.55%$155

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$278most kept, FNDF

FNDF$303 − $25 = $278

VT$155 − $6 = $149

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FNDF, VT, SPY

Today

55.2%most shared, VT and SPY

FNDFVTSPY

FNDF—19.9%0.4%

VT19.9%—55.2%

SPY0.4%55.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+27.8%FNDF, at 16.7% volatility

SPYWorst drop−8.9%13.7% vol

VTWorst drop−9.7%14.9% vol

FNDFWorst drop−10.6%16.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FNDFVT

+20.2%Year to date+11.3%

3.0%Yield1.6%

+27.8%Past year+14.3%

0.25%Fee0.06%

3–1FNDF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026