Compare · 3 funds side by side · dividends reinvested

FNDF, VTI and SPY

FNDFSchwab×VTIVanguard×SPYSPDR×
$5k$10k$15k$20kLow $7,775 · 2022FNDF$18,637SPY$17,118VTI$16,375Oct 2021Nov 2026Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,637FNDF · best of the three
02 / 04

FNDF, VTI and SPY, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.10%+17.4%+24.6%+23.6%+13.3%−10.6%16.6%$26.0B1.8
Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.1
State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.1
Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 6, 2026 · returns include dividends · since: FNDF 2013 · VTI 2001 · SPY 1993
@TheETFTracker·theetftracker.com

Head to Head

5Y
Schwab Fundamental International Large Company Index ETF · $26.0B$18,637
FNDF
VTI
Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.3% in common

FNDFMeasureVTI
+17.4%Year to dateJan 1 → Nov 6+8.9%
+24.6%1 yearTotal return+9.9%
+23.6%3 years · per year$10,000 became $18,863 · $18,004+21.7%
+13.3%5 years · per year$10,000 became $18,637 · $16,375+10.4%
0.25%Expense ratio$25 · $3 a year on $10k · lower is better0.03%
3.10%Trailing 12-mo yield$310 · $109 a year on $10k1.09%
−10.6%Worst dropSmaller is better−8.9%
16.6%VolatilityLower is calmer13.7%
FNDFVTI Winner of the row, in its colourEach row: the bigger of the two fills its side
5–3FNDF wins
End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
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More Ways to See the Pairs

FNDF vs VTI: Top 5 Holdings

Today
9.4%in top 5
VTI
in top 525.0%
FNDFStockVTI
not top 5NVDA7.1%
not top 5AAPL6.6%
not top 5MSFT5.2%
not top 5AMZN3.3%
2.9%SHEL.Lnot top 5
not top 5GOOGL2.8%
2.4%005930.Knot top 5
1.8%TTE.PAnot top 5
1.3%7203.Tnot top 5
1.1%BHP.AXnot top 5
Held in common0.3%
End-of-day Nov 6, 2026 · share of each fund
@TheETFTracker·theetftracker.com

FNDF vs VTI Returns, Every Period

5Y
SchwabFNDF
+13.3%
5 years, per year
VTIVanguard
+10.4%
5 years, per year
0%+10%+20%+30%+17.4%+8.9%YTD+24.6%+9.9%1 year+23.6%+21.7%3 yrs · yr+13.3%+10.4%5 yrs · yr
FNDFVTIFaded: behind in that period
4–0FNDF wins
End-of-day Nov 6, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

International vs Core: FNDF vs VTI

YTD
SchwabFNDF
+17.4%
VTIVanguard
+8.9%
Jan 1Nov 6+17.4%+8.9%
+17.4%Year to date+8.9%
−10.6%Worst drop · 1Y−8.9%
16.6%Volatility · 1Y13.7%
3.1%Yield1.1%
$26.0BAssets$689B
2–2level
End-of-day Nov 6, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: FNDF, VTI, SPY

Today
0.03%lowest, VTI
FundExpense ratioFee$10k
VTI0.03%$3
SPY0.09%$9
FNDF0.25%$25
End-of-day Nov 6, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: FNDF, VTI, SPY

1Y
3.10%highest, FNDF
FundTrailing yieldYield$10k
FNDF3.10%$310
VTI1.09%$109
SPY1.03%$103
End-of-day Nov 6, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$285most kept, FNDF
FNDF$310 − $25 = $285
VTI$109 − $3 = $106
SPY$103 − $9 = $94
KeptFee
End-of-day Nov 6, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: FNDF, VTI, SPY

Today
85.5%most shared, VTI and SPY
FNDFVTISPY
FNDF—0.3%0.4%
VTI0.3%—85.5%
SPY0.4%85.5%—
End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 3 ETFs

1Y
+24.6%FNDF, at 16.6% volatility
0%+10%+20%+30%10%15%20%Volatility · 1 year → bumpierFNDF +24.6%VTI +9.9%SPY +9.7%
SPYWorst drop−8.9%13.6% vol
VTIWorst drop−8.9%13.7% vol
FNDFWorst drop−10.6%16.6% vol
End-of-day Nov 6, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 6+17.4%+8.9%
+17.4%Year to date+8.9%
3.1%Yield1.1%
+24.6%Past year+9.9%
0.25%Fee0.03%
3–1FNDF wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Three

SPYM vs SPY

YTD
SPDRSPYM
+8.8%
SPYSPDR
+8.7%
Jan 1Nov 6+8.8%+8.7%
+8.8%Year to date+8.7%
1.1%Yield1.0%
$182BAssets$819B
2–0SPYM wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

VTI vs ITOT

YTD
VanguardVTI
+8.9%
ITOTiShares
+8.8%
Jan 1Nov 6+8.9%+8.8%
+8.9%Year to date+8.8%
1.1%Yield1.0%
$689BAssets$92.8B
2–0VTI wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

SCHD vs VIG

YTD
SchwabSCHD
+31.4%
VIGVanguard
+12.1%
Jan 1Nov 6+31.4%+12.1%
+31.4%Year to date+12.1%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com