Compare · 4 funds side by side · dividends reinvested

FNDF, VTI, VXUS and SPY

FNDFSchwab×VTIVanguard×VXUSVanguard×SPYSPDR×

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Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,841FNDF · best of the four

Story of the four · IncomeMost incomeFNDF · 3.05% · $305 a year on $10k

Story of the four · RiskSmallest drop

FNDF, VTI, VXUS and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.05%+19.4%+26.3%+23.0%+13.5%−10.6%16.7%$25.6B1.9

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.07%+11.2%+13.2%+21.2%+10.6%−8.9%13.9%$689B2.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+10.8%+13.0%+21.4%+11.7%−8.9%13.8%$792B2.5

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.40%+10.4%+14.3%+18.7%+8.1%−11.3%17.9%$163B3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: FNDF 2013 · VTI 2001 · VXUS 2011 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Schwab Fundamental International Large Company Index ETF · $25.6B$18,841

FNDF

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FNDF vs VTI: Top 5 Holdings

Today

FNDF

9.3%in top 5

VTI

in top 525.0%

FNDFStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

2.9%SHEL.Lnot top 5

Cost, Income and Risk

Fees: FNDF, VTI, VXUS, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VXUS0.05%$5

SPY0.09%$9

FNDF0.25%$25

End-of-day Nov 10, 2026 · fee on $10,000 a year

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+10.9%

SPYSPDR

+10.8%

+10.9%Year to date+10.8%

1.0%Yield1.0%

$183BAssets$792B

1–0SPYM wins

End-of-day Nov 10, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.2%

ITOTiShares

+11.0%

VXUS vs IXUS

YTD

VanguardVXUS

+10.4%

IXUSiShares

+10.8%

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,585

$10,000 five years ago, dividends reinvested · they hold 0.3% in common

FNDFMeasureVTI

+19.4%Year to dateJan 1 → Nov 10+11.2%

+26.3%1 yearTotal return+13.2%

+23.0%3 years · per year$10,000 became $18,606 · $17,823+21.2%

+13.5%5 years · per year$10,000 became $18,841 · $16,585+10.6%

0.25%Expense ratio$25 · $3 a year on $10k · lower is better0.03%

3.05%Trailing 12-mo yield$305 · $107 a year on $10k1.07%

−10.6%Worst dropSmaller is better−8.9%

16.7%VolatilityLower is calmer13.9%

FNDFVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3FNDF wins

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

not top 5GOOGL2.8%

2.3%005930.Knot top 5

1.8%TTE.PAnot top 5

1.2%7203.Tnot top 5

1.1%ROP.SWnot top 5

Held in common0.3%

End-of-day Nov 10, 2026 · share of each fund

FNDF vs VTI Returns, Every Period

5Y

SchwabFNDF

+13.5%

5 years, per year

VTIVanguard

+10.6%

5 years, per year

FNDFVTIFaded: behind in that period

4–0FNDF wins

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

FNDF vs VXUS

YTD

SchwabFNDF

+19.4%

VXUSVanguard

+10.4%

+19.4%Year to date+10.4%

−10.6%Worst drop · 1Y−11.3%

16.7%Volatility · 1Y17.9%

3.1%Yield2.4%

$25.6BAssets$163B

4–0FNDF wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

Yields: FNDF, VTI, VXUS, SPY

1Y

3.05%highest, FNDF

FundTrailing yieldYield$10k

FNDF3.05%$305

VXUS2.40%$240

VTI1.07%$107

SPY1.01%$101

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$280most kept, FNDF

FNDF$305 − $25 = $280

VXUS$240 − $5 = $235

VTI$107 − $3 = $104

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: FNDF, VTI, VXUS, SPY

Today

86.1%most shared, VTI and SPY

FNDFVTIVXUSSPY

FNDF—0.3%47.3%0.4%

VTI0.3%—0.0%86.1%

VXUS47.3%0.0%—0.0%

SPY0.4%86.1%0.0%—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

1Y

+26.3%FNDF, at 16.7% volatility

SPYWorst drop−8.9%13.8% vol

VTIWorst drop−8.9%13.9% vol

FNDFWorst drop−10.6%16.7% vol

VXUSWorst drop−11.3%17.9% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

FNDFVTI

+19.4%Year to date+11.2%

3.1%Yield1.1%

+26.3%Past year+13.2%

0.25%Fee0.03%

3–1FNDF wins

End-of-day Nov 10, 2026

+11.2%Year to date+11.0%

1.1%Yield1.0%

$689BAssets$95.3B

2–0VTI wins

End-of-day Nov 10, 2026

+10.4%Year to date+10.8%

2.4%Yield3.0%

$163BAssets$57.6B

2–0IXUS wins

End-of-day Nov 10, 2026

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FNDF, VTI, VXUS and SPY

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Four