Compare · 4 funds side by side · dividends reinvested

FRDM, IVV, VXUS and SPY

FRDMFreedom×IVViShares×VXUSVanguard×SPYSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$21,364FRDM · best of the four

02 / 04

FRDM, IVV, VXUS and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$853B2.1

Freedom 100 Emerging Markets ETFInternational · Emerging0.49%1.91%+21.9%+32.5%+31.8%+16.4%−23.4%33.5%$3.0B2.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.8

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.39%+11.1%+15.3%+19.5%+8.1%−11.3%17.9%$163B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FRDM 2019 · IVV 2000 · VXUS 2011 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Freedom 100 Emerging Markets ETF · $3.0B$21,364

FRDM

IVV

iShares Core S&P 500 ETF · $853B$17,545

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

FRDMMeasureIVV

+21.9%Year to dateJan 1 → Nov 9+11.3%

+32.5%1 yearTotal return+13.6%

+31.8%3 years · per year$10,000 became $22,893 · $18,159+22.0%

+16.4%5 years · per year$10,000 became $21,364 · $17,545+11.9%

0.49%Expense ratio$49 · $3 a year on $10k · lower is better0.03%

1.91%Trailing 12-mo yield$191 · $111 a year on $10k1.11%

−23.4%Worst dropSmaller is better−8.9%

33.5%VolatilityLower is calmer13.8%

FRDMIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3FRDM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FRDM vs IVV: Top 5 Holdings

Today

FRDM

34.7%in top 5

IVV

in top 527.8%

FRDMStockIVV

10.3%005930.Knot top 5

8.2%TSMnot top 5

not top 5AAPL7.9%

7.2%000660.Knot top 5

not top 5NVDA7.1%

not top 5MSFT6.2%

5.2%2454.TWnot top 5

not top 5AMZN4.0%

3.8%PEO.WAnot top 5

not top 5GOOGL2.6%

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

FRDM vs IVV Returns, Every Period

FreedomFRDM

+16.4%

5 years, per year

IVViShares

+11.9%

5 years, per year

FRDMIVVFaded: behind in that period

4–0FRDM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FRDM vs VXUS

YTD

FreedomFRDM

+21.9%

VXUSVanguard

+11.1%

+21.9%Year to date+11.1%

−23.4%Worst drop · 1Y−11.3%

33.5%Volatility · 1Y17.9%

1.9%Yield2.4%

$3.0BAssets$163B

3–1VXUS wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FRDM, IVV, VXUS, SPY

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VXUS0.05%$5

SPY0.09%$9

FRDM0.49%$49

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FRDM, IVV, VXUS, SPY

2.39%highest, VXUS

FundTrailing yieldYield$10k

VXUS2.39%$239

FRDM1.91%$191

IVV1.11%$111

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$234most kept, VXUS

VXUS$239 − $5 = $234

FRDM$191 − $49 = $142

IVV$111 − $3 = $108

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FRDM, IVV, VXUS, SPY

Today

99.9%most shared, IVV and SPY

FRDMIVVVXUSSPY

FRDM—0.0%6.9%0.0%

IVV0.0%—0.0%99.9%

VXUS6.9%0.0%—0.0%

SPY0.0%99.9%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+32.5%FRDM, at 33.5% volatility

SPYWorst drop−8.9%13.7% vol

IVVWorst drop−8.9%13.8% vol

VXUSWorst drop−11.3%17.9% vol

FRDMWorst drop−23.4%33.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VXUSFRDM

+11.1%Year to date+21.9%

2.4%Yield1.9%

+15.3%Past year+32.5%

0.05%Fee0.49%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026