Compare · 3 funds side by side · dividends reinvested

FRDM, SPY and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$19,842FRDM · best of the three

02 / 04

FRDM, SPY and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Freedom 100 Emerging Markets ETFInternational · Emerging0.49%2.04%+14.2%+24.1%+30.4%+14.7%−23.4%33.2%$3.1B1.8

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.4%+9.7%+22.1%+11.4%−8.9%13.6%$850B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: FRDM 2019 · SPY 1993 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Freedom 100 Emerging Markets ETF · $3.1B$19,842

FRDM

SPY

State Street SPDR S&P 500 ETF · $819B$17,099

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

FRDMMeasureSPY

+14.2%Year to dateJan 1 → Nov 5+8.3%

+24.1%1 yearTotal return+9.7%

+30.4%3 years · per year$10,000 became $22,187 · $18,174+22.0%

+14.7%5 years · per year$10,000 became $19,842 · $17,099+11.3%

0.49%Expense ratio$49 · $9 a year on $10k · lower is better0.09%

2.04%Trailing 12-mo yield$204 · $103 a year on $10k1.03%

−23.4%Worst dropSmaller is better−8.9%

33.2%VolatilityLower is calmer13.6%

FRDMSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3FRDM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FRDM vs SPY: Top 5 Holdings

Today

FRDM

37.0%in top 5

SPY

in top 527.7%

FRDMStockSPY

11.3%005930.Knot top 5

8.5%000660.Knot top 5

8.2%TSMnot top 5

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

5.4%2454.TWnot top 5

not top 5AMZN3.9%

3.7%PEO.WAnot top 5

not top 5GOOGL2.6%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

FRDM vs SPY Returns, Every Period

FreedomFRDM

+14.7%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

FRDMSPYFaded: behind in that period

4–0FRDM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

International vs Core: FRDM vs IVV

YTD

FreedomFRDM

+14.2%

IVViShares

+8.4%

+14.2%Year to date+8.4%

−23.4%Worst drop · 1Y−8.9%

33.2%Volatility · 1Y13.6%

2.0%Yield1.1%

$3.1BAssets$850B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FRDM, SPY, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

SPY0.09%$9

FRDM0.49%$49

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: FRDM, SPY, IVV

2.04%highest, FRDM

FundTrailing yieldYield$10k

FRDM2.04%$204

IVV1.14%$114

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$155most kept, FRDM

FRDM$204 − $49 = $155

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: FRDM, SPY, IVV

Today

99.9%most shared, SPY and IVV

FRDMSPYIVV

FRDM—0.0%0.0%

SPY0.0%—99.9%

IVV0.0%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+24.1%FRDM, at 33.2% volatility

SPYWorst drop−8.9%13.6% vol

IVVWorst drop−8.9%13.6% vol

FRDMWorst drop−23.4%33.2% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

FRDMIVV

+14.2%Year to date+8.4%

2.0%Yield1.1%

+24.1%Past year+9.7%

0.49%Fee0.03%

3–1FRDM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026