Compare · 3 funds side by side · dividends reinvested

FRDM, SPY and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$21,364FRDM · best of the three

02 / 04

FRDM, SPY and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Freedom 100 Emerging Markets ETFInternational · Emerging0.49%1.91%+21.9%+32.5%+31.8%+16.4%−23.4%33.5%$3.0B1.9

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.44%+12.9%+18.8%+20.5%+9.2%−11.6%18.3%$232B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FRDM 2019 · SPY 1993 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Freedom 100 Emerging Markets ETF · $3.0B$21,364

FRDM

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

FRDMMeasureSPY

+21.9%Year to dateJan 1 → Nov 9+11.2%

+32.5%1 yearTotal return+13.5%

+31.8%3 years · per year$10,000 became $22,893 · $18,118+21.9%

+16.4%5 years · per year$10,000 became $21,364 · $17,493+11.8%

0.49%Expense ratio$49 · $9 a year on $10k · lower is better0.09%

1.91%Trailing 12-mo yield$191 · $101 a year on $10k1.01%

−23.4%Worst dropSmaller is better−8.9%

33.5%VolatilityLower is calmer13.7%

FRDMSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3FRDM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FRDM vs SPY: Top 5 Holdings

Today

FRDM

34.7%in top 5

SPY

in top 527.8%

FRDMStockSPY

10.3%005930.Knot top 5

8.2%TSMnot top 5

not top 5AAPL7.9%

7.2%000660.Knot top 5

not top 5NVDA7.1%

not top 5MSFT6.2%

5.2%2454.TWnot top 5

not top 5AMZN4.0%

3.8%PEO.WAnot top 5

not top 5GOOGL2.6%

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

FRDM vs SPY Returns, Every Period

FreedomFRDM

+16.4%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

FRDMSPYFaded: behind in that period

4–0FRDM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FRDM vs VEA

YTD

FreedomFRDM

+21.9%

VEAVanguard

+12.9%

+21.9%Year to date+12.9%

−23.4%Worst drop · 1Y−11.6%

33.5%Volatility · 1Y18.3%

1.9%Yield2.4%

$3.0BAssets$232B

3–1VEA wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FRDM, SPY, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

SPY0.09%$9

FRDM0.49%$49

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FRDM, SPY, VEA

2.44%highest, VEA

FundTrailing yieldYield$10k

VEA2.44%$244

FRDM1.91%$191

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$241most kept, VEA

VEA$244 − $3 = $241

FRDM$191 − $49 = $142

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FRDM, SPY, VEA

Today

6.0%most shared, FRDM and VEA

FRDMSPYVEA

FRDM—0.0%6.0%

SPY0.0%—0.0%

VEA6.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+32.5%FRDM, at 33.5% volatility

SPYWorst drop−8.9%13.7% vol

VEAWorst drop−11.6%18.3% vol

FRDMWorst drop−23.4%33.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VEAFRDM

+12.9%Year to date+21.9%

2.4%Yield1.9%

+18.8%Past year+32.5%

0.03%Fee0.49%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026