Compare · 3 funds side by side · dividends reinvested

FREL, USRT and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,690XLF · best of the three

02 / 04

FREL, USRT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core U.S. REIT ETFSectors · Real estate0.08%2.65%+18.1%+18.4%+15.4%+3.9%−12.4%14.0%$4.2B1.5

Fidelity MSCI Real Estate Index ETFSectors · Real estate0.08%3.29%+12.9%+13.5%+12.9%+1.5%−11.6%14.3%$1.4B1.9

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FREL 2015 · USRT 2007 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Real Estate Index ETF · $1.4B$10,757

FREL

USRT

iShares Core U.S. REIT ETF · $4.2B$12,123

$10,000 five years ago, dividends reinvested · they hold 79.0% in common

FRELMeasureUSRT

+12.9%Year to dateJan 1 → Nov 9+18.1%

+13.5%1 yearTotal return+18.4%

+12.9%3 years · per year$10,000 became $14,387 · $15,367+15.4%

+1.5%5 years · per year$10,000 became $10,757 · $12,123+3.9%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

3.29%Trailing 12-mo yield$329 · $265 a year on $10k2.65%

−11.6%Worst dropSmaller is better−12.4%

14.3%VolatilityLower is calmer14.0%

FRELUSRT Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5USRT wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FREL vs USRT: Top 5 Holdings

Today

FREL

31.9%in top 5

USRT

in top 531.5%

FRELStockUSRT

9.8%WELL9.3%

7.1%PLD6.8%

5.4%EQIX6.0%

4.7%SPG4.9%

4.8%AMTnot top 5

not top 5PSA4.6%

Held in common79.0%

End-of-day Nov 9, 2026 · share of each fund

FREL vs USRT Returns, Every Period

FidelityFREL

+1.5%

5 years, per year

USRTiShares

+3.9%

5 years, per year

FRELUSRTFaded: behind in that period

0–4USRT wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FREL vs USRT

YTD

FidelityFREL

+12.9%

USRTiShares

+18.1%

+12.9%Year to date+18.1%

−11.6%Worst drop · 1Y−12.4%

14.3%Volatility · 1Y14.0%

3.3%Yield2.7%

$1.4BAssets$4.2B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FREL, USRT, XLF

Today

0.08%lowest, FREL

FundExpense ratioFee$10k

FREL0.08%$8

USRT0.08%$8

XLF0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FREL, USRT, XLF

3.29%highest, FREL

FundTrailing yieldYield$10k

FREL3.29%$329

USRT2.65%$265

XLF1.42%$142

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$321most kept, FREL

FREL$329 − $8 = $321

USRT$265 − $8 = $257

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FREL, USRT, XLF

Today

79.0%most shared, FREL and USRT

FRELUSRTXLF

FREL—79.0%0.0%

USRT79.0%—0.0%

XLF0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.4%USRT, at 14.0% volatility

USRTWorst drop−12.4%14.0% vol

FRELWorst drop−11.6%14.3% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FRELUSRT

+12.9%Year to date+18.1%

3.3%Yield2.7%

+13.5%Past year+18.4%

0.08%Fee0.08%

2–1USRT wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026