Compare · 4 funds side by side · dividends reinvested

FSEC, MBSF, SGOV and VCIT

FSECFidelity×MBSFRegan×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,090SGOV · best of the four

02 / 04

FSEC, MBSF, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.9

Regan Floating Rate MBS ETFBonds & Cash · Mortgage0.49%4.20%+3.1%+4.4%[…][…]−1.0%2.7%$266M2.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.4

FIDELITY INVESTMENT GRADE SECURITIZED ETFBonds & Cash · Mortgage0.36%4.55%+0.3%+1.3%+6.4%+0.4%−5.0%4.6%$4.5B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FSEC 2021 · MBSF 2024 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5B$10,226

FSEC

MBSF

Regan Floating Rate MBS ETF · $266M[…]

$10,000 five years ago, dividends reinvested

FSECMeasureMBSF

+0.3%Year to dateJan 1 → Nov 6+3.1%

+1.3%1 yearTotal return+4.4%

+6.4%3 years · per year$10,000 became $12,044 · […][…]

+0.4%5 years · per year$10,000 became $10,226 · […][…]

0.36%Expense ratio$36 · $49 a year on $10k · lower is better0.49%

4.55%Trailing 12-mo yield$455 · $420 a year on $10k4.20%

−5.0%Worst dropSmaller is better−1.0%

4.6%VolatilityLower is calmer2.7%

FSECMBSF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4MBSF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FSEC vs MBSF: Top 5 Holdings

Today

FSEC

[…]in top 5

MBSF

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

FSEC vs MBSF Returns, Every Period

FidelityFSEC

+1.3%

past year

MBSFRegan

+4.4%

past year

FSECMBSFFaded: behind in that period

0–2MBSF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FSEC vs VCIT

YTD

FidelityFSEC

+0.3%

VCITVanguard

−0.8%

+0.3%Year to date−0.8%

−5.0%Worst drop · 1Y−4.9%

4.6%Volatility · 1Y4.5%

4.5%Yield5.0%

$4.5BAssets$66.6B

3–1VCIT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSEC, MBSF, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

FSEC0.36%$36

MBSF0.49%$49

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FSEC, MBSF, SGOV, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

FSEC4.55%$455

MBSF4.20%$420

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

FSEC$455 − $36 = $419

MBSF$420 − $49 = $371

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FSEC, MBSF, SGOV, VCIT

Today

[…]holdings […]

FSECMBSFSGOVVCIT

FSEC—[…][…][…]

MBSF[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+4.4%MBSF, at 2.7% volatility

SGOVWorst drop0.0%0.2% vol

MBSFWorst drop−1.0%2.7% vol

VCITWorst drop−4.9%4.5% vol

FSECWorst drop−5.0%4.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−0.8%Year to date+3.2%

5.0%Yield3.6%

+0.4%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026