Compare · 4 funds side by side · dividends reinvested

FSEC, SCHD, SGOV and MUB

FSECFidelity×SCHDSchwab×SGOViShares×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,454SCHD · best of the four

02 / 04

FSEC, SCHD, SGOV and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.0

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.1%+39.1%+19.6%+10.5%−6.9%11.8%$120B2.3

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.8

FIDELITY INVESTMENT GRADE SECURITIZED ETFBonds & Cash · Mortgage0.36%4.55%+0.3%+0.8%+6.2%+0.4%−5.0%4.6%$4.5B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FSEC 2021 · SCHD 2011 · SGOV 2020 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5B$10,224

FSEC

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,454

$10,000 five years ago, dividends reinvested

FSECMeasureSCHD

+0.3%Year to dateJan 1 → Nov 9+33.1%

+0.8%1 yearTotal return+39.1%

+6.2%3 years · per year$10,000 became $11,993 · $17,118+19.6%

+0.4%5 years · per year$10,000 became $10,224 · $16,454+10.5%

0.36%Expense ratio$36 · $6 a year on $10k · lower is better0.06%

4.55%Trailing 12-mo yield$455 · $296 a year on $10k2.96%

−5.0%Worst dropSmaller is better−6.9%

4.6%VolatilityLower is calmer11.8%

FSECSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FSEC vs SCHD: Top 5 Holdings

Today

FSEC

[…]in top 5

SCHD

in top 521.4%

FSECStockSCHD

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

FSEC vs SCHD Returns, Every Period

FidelityFSEC

+0.4%

5 years, per year

SCHDSchwab

+10.5%

5 years, per year

FSECSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FSEC vs SGOV

YTD

FidelityFSEC

+0.3%

SGOViShares

+3.2%

+0.3%Year to date+3.2%

−5.0%Worst drop · 1Y+0.0%

4.6%Volatility · 1Y0.2%

4.5%Yield3.6%

$4.5BAssets$117B

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSEC, SCHD, SGOV, MUB

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

SCHD0.06%$6

SGOV0.09%$9

FSEC0.36%$36

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FSEC, SCHD, SGOV, MUB

4.55%highest, FSEC

FundTrailing yieldYield$10k

FSEC4.55%$455

SGOV3.63%$363

MUB3.26%$326

SCHD2.96%$296

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$419most kept, FSEC

FSEC$455 − $36 = $419

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FSEC, SCHD, SGOV, MUB

Today

[…]holdings […]

FSECSCHDSGOVMUB

FSEC—[…][…][…]

SCHD[…]—[…][…]

SGOV[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

SGOVWorst drop0.0%0.2% vol

MUBWorst drop−6.3%3.7% vol

FSECWorst drop−5.0%4.6% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FSECSCHD

+0.3%Year to date+33.1%

4.5%Yield3.0%

+0.8%Past year+39.1%

0.36%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026