Compare · 3 funds side by side · dividends reinvested

FSEC, SGOV and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

FSEC, SGOV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.8

FIDELITY INVESTMENT GRADE SECURITIZED ETFBonds & Cash · Mortgage0.36%4.55%+0.3%+1.3%+6.4%+0.4%−5.0%4.6%$4.5B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FSEC 2021 · SGOV 2020 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

FIDELITY INVESTMENT GRADE SECURITIZED ETF · $4.5B$10,226

FSEC

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

$10,000 five years ago, dividends reinvested

FSECMeasureSGOV

+0.3%Year to dateJan 1 → Nov 6+3.2%

+1.3%1 yearTotal return+3.8%

+6.4%3 years · per year$10,000 became $12,044 · $11,419+4.5%

+0.4%5 years · per year$10,000 became $10,226 · $12,090+3.9%

0.36%Expense ratio$36 · $9 a year on $10k · lower is better0.09%

4.55%Trailing 12-mo yield$455 · $363 a year on $10k3.63%

−5.0%Worst dropSmaller is better0.0%

4.6%VolatilityLower is calmer0.2%

FSECSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SGOV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FSEC vs SGOV: Top 5 Holdings

Today

FSEC

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

FSEC vs SGOV Returns, Every Period

FidelityFSEC

+0.4%

5 years, per year

SGOViShares

+3.9%

5 years, per year

FSECSGOVFaded: behind in that period

1–3SGOV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FSEC vs SGOV

YTD

FidelityFSEC

+0.3%

SGOViShares

+3.2%

+0.3%Year to date+3.2%

−5.0%Worst drop · 1Y+0.0%

4.6%Volatility · 1Y0.2%

4.5%Yield3.6%

$4.5BAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSEC, SGOV, SPY

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

SPY0.09%$9

FSEC0.36%$36

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FSEC, SGOV, SPY

4.55%highest, FSEC

FundTrailing yieldYield$10k

FSEC4.55%$455

SGOV3.63%$363

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$419most kept, FSEC

FSEC$455 − $36 = $419

SGOV$363 − $9 = $354

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FSEC, SGOV, SPY

Today

[…]holdings […]

FSECSGOVSPY

FSEC—[…][…]

SGOV[…]—[…]

SPY[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

SGOVWorst drop0.0%0.2% vol

FSECWorst drop−5.0%4.6% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

FSECSPY

+0.3%Year to date+8.7%

4.5%Yield1.0%

+1.3%Past year+9.7%

0.36%Fee0.09%

3–1SPY wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026