Compare · 3 funds side by side · dividends reinvested

FSMB, MMMA and BND

FSMBFirst Trust×MMMANY Life Investments×BNDVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,807FSMB · best of the three

02 / 04

FSMB, MMMA and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

First Trust Short Duration Managed Municipal ETFBonds & Cash · Municipal0.34%3.21%+1.5%+2.1%+3.9%+1.6%−2.4%1.8%$661M1.6

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B1.8

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.73%+2.7%[…][…][…][…][…]$60M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: FSMB 2018 · MMMA 2025 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

NYLI MacKay Muni Allocation ETF · $60M[…]

MMMA

BND

Vanguard Total Bond Market ETF · $161B$9,983

$10,000 five years ago, dividends reinvested

MMMAMeasureBND

+2.7%Year to dateJan 1 → Nov 5+0.1%

[…]1 yearTotal return+0.4%

[…]3 years · per year$10,000 became […] · $11,761+5.6%

[…]5 years · per year$10,000 became […] · $9,983−0.0%

0.40%Expense ratio$40 · $3 a year on $10k · lower is better0.03%

3.73%Trailing 12-mo yield$373 · $412 a year on $10k4.12%

[…]Worst dropSmaller is better−4.5%

[…]VolatilityLower is calmer4.0%

MMMABND Winner of the row, in its colourEach row: the bigger of the two fills its side

1–2BND wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MMMA vs BND: Top 5 Holdings

Today

MMMA

0.1%in top 5

BND

in top 5[…]

MMMAStockBND

0.1%CASHnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

MMMA vs BND Returns, Every Period

NY Life InvestmentsMMMA

[…]

past year

BNDVanguard

+0.4%

past year

MMMABNDFaded: behind in that period

1–0MMMA wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

MMMA vs BND

YTD

NY Life InvestmentsMMMA

+2.7%

BNDVanguard

+0.1%

+2.7%Year to date+0.1%

[…]Worst drop · 1Y−4.5%

[…]Volatility · 1Y4.0%

3.7%Yield4.1%

$59.6MAssets$161B

1–1level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSMB, MMMA, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

FSMB0.34%$34

MMMA0.40%$40

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: FSMB, MMMA, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

MMMA3.73%$373

FSMB3.21%$321

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

MMMA$373 − $40 = $333

FSMB$321 − $34 = $287

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: FSMB, MMMA, BND

Today

[…]holdings […]

FSMBMMMABND

FSMB—[…][…]

MMMA[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.1%FSMB, at 1.8% volatility

FSMBWorst drop−2.4%1.8% vol

BNDWorst drop−4.5%4.0% vol

MMMAWorst drop[…][…]

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDMMMA

+0.1%Year to date+2.7%

4.1%Yield3.7%

+0.4%Past year[…]

0.03%Fee0.40%

2–1BND wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026