Compare · 4 funds side by side · dividends reinvested

FSMB, MMMA, MUB and VCIT

FSMBFirst Trust×MMMANY Life Investments×MUBiShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,829FSMB · best of the four

02 / 04

FSMB, MMMA, MUB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

First Trust Short Duration Managed Municipal ETFBonds & Cash · Municipal0.34%3.20%+1.7%+2.3%+3.9%+1.6%−2.4%1.8%$668M2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.1

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.71%+3.5%[…][…][…][…][…]$60M2.3

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FSMB 2018 · MMMA 2025 · MUB 2007 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

NYLI MacKay Muni Allocation ETF · $60M[…]

MMMA

FSMB

First Trust Short Duration Managed Municipal ETF · $668M$10,829

$10,000 five years ago, dividends reinvested

MMMAMeasureFSMB

+3.5%Year to dateJan 1 → Nov 9+1.7%

[…]1 yearTotal return+2.3%

[…]3 years · per year$10,000 became […] · $11,208+3.9%

[…]5 years · per year$10,000 became […] · $10,829+1.6%

0.40%Expense ratio$40 · $34 a year on $10k · lower is better0.34%

3.71%Trailing 12-mo yield$371 · $320 a year on $10k3.20%

[…]Worst dropSmaller is better−2.4%

[…]VolatilityLower is calmer1.8%

MMMAFSMB Winner of the row, in its colourEach row: the bigger of the two fills its side

2–1MMMA wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MMMA vs FSMB: Top 5 Holdings

Today

MMMA

0.3%in top 5

FSMB

in top 5[…]

MMMAStockFSMB

0.3%CASHnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

MMMA vs FSMB Returns, Every Period

NY Life InvestmentsMMMA

[…]

past year

FSMBFirst Trust

+2.3%

past year

MMMAFSMBFaded: behind in that period

1–0MMMA wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

MMMA vs VCIT

YTD

NY Life InvestmentsMMMA

+3.5%

VCITVanguard

−0.7%

+3.5%Year to date−0.7%

[…]Worst drop · 1Y−4.9%

[…]Volatility · 1Y4.5%

3.7%Yield5.0%

$60.0MAssets$66.6B

1–1level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSMB, MMMA, MUB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

FSMB0.34%$34

MMMA0.40%$40

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FSMB, MMMA, MUB, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

MMMA3.71%$371

MUB3.26%$326

FSMB3.20%$320

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

MMMA$371 − $40 = $331

MUB$326 − $5 = $321

FSMB$320 − $34 = $286

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FSMB, MMMA, MUB, VCIT

Today

[…]holdings […]

FSMBMMMAMUBVCIT

FSMB—[…][…][…]

MMMA[…]—[…][…]

MUB[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+2.3%FSMB, at 1.8% volatility

FSMBWorst drop−2.4%1.8% vol

MUBWorst drop−6.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

MMMAWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITMMMA

−0.7%Year to date+3.5%

5.0%Yield3.7%

+0.0%Past year[…]

0.03%Fee0.40%

2–1VCIT wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026