Compare · 3 funds side by side · dividends reinvested

FSMB, SPY and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

FSMB, SPY and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.9

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.9

First Trust Short Duration Managed Municipal ETFBonds & Cash · Municipal0.34%3.20%+1.7%+2.4%+4.0%+1.6%−2.4%1.8%$661M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FSMB 2018 · SPY 1993 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

First Trust Short Duration Managed Municipal ETF · $661M$10,823

FSMB

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested

FSMBMeasureSPY

+1.7%Year to dateJan 1 → Nov 6+8.7%

+2.4%1 yearTotal return+9.7%

+4.0%3 years · per year$10,000 became $11,234 · $18,039+21.7%

+1.6%5 years · per year$10,000 became $10,823 · $17,118+11.3%

0.34%Expense ratio$34 · $9 a year on $10k · lower is better0.09%

3.20%Trailing 12-mo yield$320 · $103 a year on $10k1.03%

−2.4%Worst dropSmaller is better−8.9%

1.8%VolatilityLower is calmer13.6%

FSMBSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FSMB vs SPY: Top 5 Holdings

Today

FSMB

[…]in top 5

SPY

in top 527.8%

FSMBStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

FSMB vs SPY Returns, Every Period

First TrustFSMB

+1.6%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

FSMBSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Bonds vs Core: FSMB vs VTI

YTD

First TrustFSMB

+1.7%

VTIVanguard

+8.9%

+1.7%Year to date+8.9%

−2.4%Worst drop · 1Y−8.9%

1.8%Volatility · 1Y13.7%

3.2%Yield1.1%

$661MAssets$689B

3–1FSMB wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSMB, SPY, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

FSMB0.34%$34

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FSMB, SPY, VTI

3.20%highest, FSMB

FundTrailing yieldYield$10k

FSMB3.20%$320

VTI1.09%$109

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$286most kept, FSMB

FSMB$320 − $34 = $286

VTI$109 − $3 = $106

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FSMB, SPY, VTI

Today

85.5%most shared, SPY and VTI

FSMBSPYVTI

FSMB—[…][…]

SPY[…]—85.5%

VTI[…]85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

FSMBWorst drop−2.4%1.8% vol

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

FSMBVTI

+1.7%Year to date+8.9%

3.2%Yield1.1%

+2.4%Past year+9.9%

0.34%Fee0.03%

3–1VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026